>movie restaurant scene >they give credit card to waiter >waiter leaves with card and comes back Does this really happen?

>movie restaurant scene
>they give credit card to waiter
>waiter leaves with card and comes back
Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?

  1. 6 months ago
    Anonymous

    > Does this really happen?
    Yes, Americans do that, I was baffled by that too when I was there.
    Originally I thought maybe they are a high trust society but that doesn’t make sense since they have a lot of… you know.

    • 6 months ago
      Anonymous

      It was the 80s. The elites always have "high trust" zones.

      • 6 months ago
        Anonymous

        But I saw that being done even in normal restaurants.

    • 6 months ago
      Anonymous

      Banks cover credit card fraud.

      • 6 months ago
        Anonymous

        Why would that mean that you should open yourself up to it so easily?

    • 6 months ago
      Anonymous

      >you know.
      moronS

  2. 6 months ago
    Anonymous

    Do SEAmonkeys really?

    • 6 months ago
      Anonymous

      Euramonkey dont understand tipping

  3. 6 months ago
    Anonymous

    Americans worship restaurant workers. If they did end up tipping 100% they'd find a way to justify it. Tell themselves they deserved 300 dollars for 5 minutes of carrying dishes and checking on us which is so vital.

    • 6 months ago
      Anonymous

      This

    • 6 months ago
      Anonymous

      don’t come here europoor we know you can’t afford it

      • 6 months ago
        Anonymous

        Look at this stupid amerilard prove me right. He worships restaurant workers and is happy to be a little paypiggy for drug addicts

        • 6 months ago
          Anonymous

          You didn't even deny it. Poor bitch.

          • 6 months ago
            Anonymous

            Imagine being proud of overpaying drug addicts to carry a plate 20 feet. You are a pathetic little paypiggy

            • 6 months ago
              Anonymous

              Cope, you poor bitch

        • 6 months ago
          Anonymous

          Look at this fatty larping as a non-American again, lol.

      • 6 months ago
        Anonymous

        >dredit card
        >affording anything

    • 6 months ago
      Anonymous

      >Does this really happen?
      Yes, what is the problem?
      >What if they took a picture of it?
      Then any fraudulent charges get flagged and the card is cancelled?
      >What if they tipped themselves 100%?
      The customer has to sign the reciept and put in a tip.

      >getting this triggered over voluntary gratuity
      I know you don't actually care and just like bantering with Americans because you're obsessed with your betters, it's cute.

      >99%
      you do know fast food restaurants are considered restaurants right lmao

      I don't know of a single fast food restaurant where the cashier takes your card out of your sight. You usually pay when you order, at the counter or drive-up window.

      99% of restaurants with table service you brain dead retard

      To be fair some fast food places have table service, but you pay when you originally order.

      So what?

      >this retarded system is fine because um if they do screw you over you can hopefully get the money back easily

      >It's retarded to hand a payment card to your server and presume they are there to do a job and not initiate felonies against you
      What type of shithole do you live in?

      • 6 months ago
        Anonymous

        >voluntary gratuity
        >but if you don't tip they'll spit in your food
        OH SAY CAN YOU SEE

      • 6 months ago
        Anonymous

        >voluntary
        Lol. America is a shithole. I live in the actual best country on earth. If I lived in America I'd probably take the SSRIpill like 30% of your godforsaken nation and do something highly unethical but gigabased

    • 6 months ago
      Anonymous

      Hey what about the heckin single motherinos you big chud?

    • 6 months ago
      Anonymous

      I am a restaurant worker can confirm we all do this. I am a millionaire because of this and have faced no repercussions for my actions

      • 6 months ago
        Anonymous

        >I am a restaurant worker
        i'm so sorry

    • 6 months ago
      Anonymous

      What's wrong with tipping?
      T. Europoor

    • 6 months ago
      Anonymous

      This, tipping is a judeo-bourgeoise plot.

  4. 6 months ago
    Anonymous

    this still happens in many US restaurants yes
    just check your account statement lmao

    • 6 months ago
      Anonymous

      >this still happens in many US restaurants
      it happens in 99% of restaurants with table service, never seen a card reader brought to the table like in Europe until very recently after le pandemic

      • 6 months ago
        Anonymous

        >99%
        you do know fast food restaurants are considered restaurants right lmao

        • 6 months ago
          Anonymous

          99% of restaurants with table service you brain dead retard

      • 6 months ago
        Anonymous

        >like in Europe

        So they do that in moldova lmao

      • 6 months ago
        Anonymous

        Ausfag here I have never been to any place that you pay at your fucking table digitally or otherwise.

    • 6 months ago
      Anonymous

      https://i.imgur.com/h6iBpON.jpg

      >movie restaurant scene
      >they give credit card to waiter
      >waiter leaves with card and comes back
      Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?

      It depends, some restaurants have mobile devices with card readers that are tied into their POS system (way more efficient to have the server run the card at the table with the same device that they use to take orders), but those handhelds are not the rule.

      >W-WHAT IF THE RESTAURANT RAPES YOU?!
      Well, that's why they give you a receipt. Restaurants aren't going to do shit like that and if they have an employee who does it's easy to catch them because the first thing the card company is going to ask for is a copy of the receipt. When the shit doesn't match, the restaurant will get hit for fraud and may be forced to pay out of pocket for the refund. If it happens too much then credit processors will refuse to do business with the merchant.

      It's not worth the risk.

  5. 6 months ago
    Anonymous

    They bring you a receipt and you can check it against your statement at the end of the month. This, and balancing your bankboom is why you keep your receipts.

  6. 6 months ago
    Anonymous

    I’ve seen poors do this before to other people, I’ve even seen poors just flat out take pictures of the cards while they think they aren’t being watched
    All you can do is pretty much just check your bank app on your phone right after you order and keep a copy of the receipt

    • 6 months ago
      Anonymous

      I use cash, there are ATMs on every corner. Cash is king. Dont be retarded. Nothing worse than being 300 dollars short on rent because some poor needed your money more than you.

      • 6 months ago
        Anonymous

        >being 300 dollars short on rent because some poor
        Lmao anon it sounds like you're the poor here
        Americans are absolutely hilarious how they act like they're not just one missed paycheck away from being the "poor scum" they disdain. I can only imagine how you vote.

      • 6 months ago
        Anonymous

        Don't use cash! Participate in gnomish ponzi schemes instead

        • 6 months ago
          Anonymous

          Who controls the issuance of cash, anon?

          • 6 months ago
            Anonymous

            Different, richer garden gnomes than the credit card garden gnomes.

          • 6 months ago
            Anonymous

            Me. Every dollar I have made is under my mattress and I control it. Most the work I do is in cash because I don't pay taxes so not even the bank comes into play there except for the roundabout way that legitimately hard working goys use bank like retards

            • 6 months ago
              Anonymous

              Glowies know your IP. Any Cinemaphile thread or thread about money/garden gnomes is being monitored in real time.

              • 6 months ago
                Anonymous

                I will murder any federal agents who so much as step foot on my property. The wealth they'd extract from me (that they'd find) is not worth the hassle.

              • 6 months ago
                Anonymous

                >I will murder any federal agents who so much as step foot on my property.

                enjoy your swat visit

                tips.fbi.gov

              • 6 months ago
                Anonymous

                Luckily I am connected and nothing would ever come of this

              • 6 months ago
                Anonymous

                He was trying to help you not be retarded on the internet but you doubled down.

              • 6 months ago
                Anonymous

                I will murder ANYONE who represents the US federal government, trying to come into my property. I have an extensive system of cameras and traps laid out in my yard (that is fenced off) that only I know about. If they want to send their agents to a slaughter to get a couple grand. Go for it

              • 6 months ago
                Anonymous

                >my yard
                How'd you get that yard, anon?

              • 6 months ago
                Anonymous

                Inherited my parents property when they passed

              • 6 months ago
                Anonymous

                keep it up dude, this site is being actively monitored since the shootings. can't wait to hear about you in the news crying to the courts saying

                >it it was just a joke ;_;

              • 6 months ago
                Anonymous

                Not even American fucktard. If the American feds cross borders to come to my property I have every legal justification to send them packing

              • 6 months ago
                Anonymous

                so you're a dumb euro larper pretending to be a schizoid american. nice.

              • 6 months ago
                Anonymous

                1. I'm Canadian
                2. At no fucking point in this thread did I even so much as suggest I was American.

              • 6 months ago
                Anonymous

                I know you will, skeeter. I can tell you're a tough guy who loves Freedom. But how do you feel about garden gnomes and blacks? (non-government employed, of course).

              • 6 months ago
                Anonymous

                What if I brought over a potential trad-wife for you to meet? Could we at least come inside for some lemonade?

              • 6 months ago
                Anonymous

                Anyone not coming to unlawfully extract wealth can come inside, have some of my honey from my apiaries and maybe even some eggs from my chickens.

                >I will never participate in the gnomish run banking system
                >but I will participate in the gnomish run courts and lawyer system
                LOL HYPOCRITE MUCH??????????????????????????????????????????????????????????????????????????????????

                Except this guy. He would also be shot on sight

              • 6 months ago
                Anonymous

                >pay your property taxes like a good little goy for the land you rent from the US government that they can seize at any moment as is law
                >but actually I'm a total badass anti-government anarchist
                another hypocrite btfo lol

              • 6 months ago
                Anonymous

                I am a national socialist. I believe in incredibly expansive and strong government, so long as it is in the peoples benefit. Nothing in a single one of my posts suggests I'm anti government or anarchist. You are irredeemably stupid

              • 6 months ago
                Anonymous

                >unlawfully
                Government theft IS lawful, according to the laws they wrote.

  7. 6 months ago
    Anonymous

    They would get caught and they will be fired or even arrested.

  8. 6 months ago
    Anonymous

    >Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?

    They get fired from their extremely well paid and easy position as a waiter in a high class restaurant?

  9. 6 months ago
    Anonymous

    it's so fucking easy to get a fraud refund for credit cards

    • 6 months ago
      Anonymous

      So what?

      >this retarded system is fine because um if they do screw you over you can hopefully get the money back easily

      • 6 months ago
        Anonymous

        It's how cattle think

      • 6 months ago
        Anonymous

        Precisely. You can only lose.
        In reality USA is a second world country that cannot afford card with chips

  10. 6 months ago
    Anonymous

    Why the fuck don't they just use chip and pin?

    • 6 months ago
      Anonymous

      That would somehow violate their freedoms in some obscure way, I'm sure.
      Keep in mind that they think it's fascism to have your ID with you when voting.

      • 6 months ago
        Anonymous

        >they think it's fascism to have your ID with you when voting.
        wtf, how the fuck do you stop election fraud then?

        • 6 months ago
          Anonymous

          kek, you don't.

  11. 6 months ago
    Anonymous

    You dispute the charges as fraud. You aren’t liable, the credit card company is and they are a multi billion dollar company with unlimited resources to investigate and credit fraud is a serious crime

    • 6 months ago
      Anonymous

      Plus, banks lose money, which I consider a minor win.

  12. 6 months ago
    Anonymous

    >Does this really happen?
    Yes.
    >What if they took a picture of it?
    Same thing as the old-fashioned carbon copy method of processing. Mostly nothing.
    >What if they tipped themselves 100%?
    Even back when it was processed manually with paper all the major charge and credit card companies have free customer service hotlines with dedicated fraud departments. Now-a-days they often include built-in fraud alerts to SMS you about transactions you may wish to dispute.

    Adults use charge cards; the garden gnomes' slaves use credit cards.

    • 6 months ago
      Anonymous

      >Adults use charge cards; the garden gnomes' slaves use credit cards.
      If you mean adults use debit cards then you are retarded. It is MUCH harder to resolve a fraud dispute with a debit card and in the meantime, the funds have already drawn out of your account. Plus with debit cards you miss getting cash back or rewards points. And a credit card costs literally nothing if you pay the balance each month.

      • 6 months ago
        Anonymous

        >cash back or rewards points
        Here are your monthly reward points, my sweetest golem! <3

        • 6 months ago
          Anonymous

          If you can manage your finances properly and pay your cards down every month, it's basically a 1-3% discount on your entire life

          • 6 months ago
            Anonymous

            Yes goy let us charge you interest on every single purchase you make online for literally no reason, even if you already have the money in your account!

            • 6 months ago
              Anonymous

              >incel NEET who can't drive and still has mommy make his doctor's appointments has no idea how credit cards work
              lol
              lmao

            • 6 months ago
              Anonymous

              hey nobodies holding a gun to your head, if you want to use nothing but cash you have my utmost respect
              but don't pretend you can't come out ahead using credit cards

            • 6 months ago
              Anonymous

              that's not how a credit card works idiot. you don't pay any interest if you pay off your balance at the end of the month.

              • 6 months ago
                Anonymous

                >t. actually doesn't know how credit cards work
                If you pay off the bill completely it actually harms your credit score because they only want you making the minimum payment necessary. So yes if you want to build credit you are incurring debt. Dumb larping moron

              • 6 months ago
                Anonymous

                >If you pay off the bill completely it actually harms your credit score
                No it doesn't. Plenty of credit monitoring services you can use to check this.

                >pay the same whether cash or credit
                >this is somehow a discount
                What? Credit morons are retarded. The pbly reason cashback can ever exist in the first place is because you aren't getting a discount.

                >Paying $100 costs the same as paying $100 then getting $3 back
                The restaurant pays the card network and the card network gives you a cut. People who pay cash are just subsidizing creditchads like me.

              • 6 months ago
                Anonymous

                Yes it does and I'm not arguing this. I just watched both my brothers repair their credit score and the gains from fully paying off the monthly balance compared to paying the minimum was much lower.

              • 6 months ago
                Anonymous

                Making the minimum payment instead of paying in full just increases your debt to limit ratio which hurts your credit.

              • 6 months ago
                Anonymous

                Gains being lower isn't the same thing as harming your credit score anon.

              • 6 months ago
                Anonymous

                Ya maybe I misspoke my point, after clarification, still stands.

              • 6 months ago
                Anonymous

                >If you pay off the bill completely it actually harms your credit score because they only want you making the minimum payment necessary
                I don't think that is true. I always pay may credit card bill in full and have never had a drop in my credit score

              • 6 months ago
                Anonymous

                people who only pay the minimum are a credit RISK and their credit score go down you stupid fucking retard lol
                the fastest way to build your credit score is to pay all your bills on time every single month in full
                t. dad was an accountant and I have a 801 credit score with a $25,000 unsecured line of credit which puts me in the 97th percentile for credit

              • 6 months ago
                Anonymous

                This is just not true and no amount of sperging on Cinemaphile will change it

              • 6 months ago
                Anonymous

                It's true asshole. I have an 841 credit score just from paying the balance on my cards every month since I turned 18.

              • 6 months ago
                Anonymous

                post a screenshot of your latest equifax or transunion report, dumb fucking neet

              • 6 months ago
                Anonymous

                imagine being a low IQ minority that didn't have a father to teach him crucial life skills lol

              • 6 months ago
                Anonymous

                Good goy. My IQ is higher than yours btw, without question. If you are even 1 SD below me I'd be shocked

              • 6 months ago
                Anonymous

                only the absolute dumbest people think of themselves as smart, classic dunning-kruger mount stupid anon
                lol
                lmao

              • 6 months ago
                Anonymous

                >retard thinks he knows what smart people do cause they act like smart people on TV
                My IQ is 143 and no amount of coping from you will change that fact

              • 6 months ago
                Anonymous

                mine's 181
                imagine being a third worlder without a father in your life
                lol
                lmao

              • 6 months ago
                Anonymous

                Sad post

              • 6 months ago
                Anonymous

                >Sad
                just like your entire kissless hugless virgin NEET life lol

              • 6 months ago
                Anonymous

                A totally predictable post from a brainlet with "143 IQ".

              • 6 months ago
                Anonymous

                I'm guessing you don't even know what an unsecured line of credit is? and I'm also guessing you've never kissed a girl? LMFAO

              • 6 months ago
                Anonymous

                I do and I have. You are garden gnomebrained.

              • 6 months ago
                Anonymous

                nah you're definitely the product of a single mother lmao

              • 6 months ago
                Anonymous

                If you ALWAYS doi it, how would you know what would happen if you didn't? Try not doing it once, for science.

              • 6 months ago
                Anonymous

                THAT'S SO WRONG I HAD TO TURN ON CAPSLOCK TO LAUGH AT HOW FUCKING DUMB YOU ARE LMFAO

              • 6 months ago
                Anonymous

                Imagine actually believing this bullshit. That is something credit card companies tell their staff to tell customers, I didn't think the staff actually believed it.

                The reason they tell people that is because it makes the company more money. You only need an unbroken payment history of 12 months, how you do it is irrelevant. If you have more than 25% utilisation of your available balances it actually harms your rating.

                What you want is a high credit to debt ratio. Brainlet.

              • 6 months ago
                Anonymous

                this isn't true at all. i've never directly given a credit card company a single cent (only indirectly through merchant fees) and my credit score is over 800. literally never carried a balance in my entire life

              • 6 months ago
                Anonymous

                >If you pay off the bill completely it actually harms your credit score because they only want you making the minimum payment necessary.
                Absolutely wrong and not the reason card companies want you to pay the minimum balance every month. I pay my balance every month and have pristine credit. The only things that affect your score (with credit cards) are the total balance vs. percentage of available credit, and whether you make your payments on time.

              • 6 months ago
                Anonymous

                my wife used to think this too
                thank god i disabused her of it

            • 6 months ago
              Anonymous

              >Anti-semitic chud is a retarded NEET who doesn't know how credit cards work
              Imagine my shock.

            • 6 months ago
              Anonymous

              NOOOOOO STOP BEING ANTISEMITIC NOOOOOO

            • 6 months ago
              Anonymous

              Retarded goy

            • 6 months ago
              Anonymous

              you have no idea how credit cards work

              • 6 months ago
                Anonymous

                You are welcome to prove me wrong buddy

              • 6 months ago
                Anonymous

                I would tell you to get a credit card and check the statement every month but I know that you would never get approved for one.

              • 6 months ago
                Anonymous

                My bank is begging me to get a credit card but I refuse to join the garden gnome system. Anytime I have needed one I use a family members and pay them back. Win win cause I have money and they make payments more regularly due to my help and I stay away from gnomish games

              • 6 months ago
                Anonymous

                Unless you have low self control, there are only upshots to using a credit card over a debit card. Marginal rewards but more importantly: much better fraud protection.

                Gains being lower isn't the same thing as harming your credit score anon.

                Ya maybe I misspoke my point, after clarification, still stands.

                I think it's fair to describe a reduction in increase as 'harm'. Switching capital from an investment earning 7% to one earning 3% harms your portfolio (ignoring risk, diversification reasons, etc.)

              • 6 months ago
                Anonymous

                Read the Terms and Conditions of any major credit card, retard. I'm not going to spoonfeed you.

            • 6 months ago
              Anonymous

              how old are you lol

            • 6 months ago
              Anonymous

              Financial retard who can't pay bills on time detected

            • 6 months ago
              Anonymous

              gays like this are why i have a 500 credit rating

              • 6 months ago
                Anonymous

                No, you have a 500 credit rating because you're shit at handing your finances.

          • 6 months ago
            Anonymous

            >pay the same whether cash or credit
            >this is somehow a discount
            What? Credit morons are retarded. The pbly reason cashback can ever exist in the first place is because you aren't getting a discount.

      • 6 months ago
        Anonymous

        >If you mean adults use debit cards then you are retarded.
        A charge card is not a debit/credit card. I meant what I typed. Charge cards are for people that have money; debit/credit cards are for people that need money.

        • 6 months ago
          Anonymous

          Does charge card mean a bank card connected to a checking account, because that is what we call a debit card?

          • 6 months ago
            Anonymous

            No, a charge card just means you have to pay the balance off in full every month.

          • 6 months ago
            Anonymous

            a charge card is bascially a credit card where you cannot carry a balance, you HAVE to pay it in full every month. Other than that it is no different from a credit card except many of them have less rewards and higher fees. In fact there are very few banks that even issue them anymore.

            • 6 months ago
              Anonymous

              That is a credit card where you tick the box to clear it by direct debit every month.

  13. 6 months ago
    Anonymous

    you zoomers are so fucking retarded holy shit
    a) they copied the numbers to a paper slip with a special machine anyways
    b) white people aren't criminals and this was before morons and Hispanics were allowed into fine dining establishments

    • 6 months ago
      Anonymous

      kino code
      completely unmaintainable, guaranteed to keep your job for years

    • 6 months ago
      Anonymous

      seeing emojis in code makes me irrationally angry

      • 6 months ago
        Anonymous

        nonsense. your anger is totally rational

    • 6 months ago
      Anonymous

      What am i looking at

  14. 6 months ago
    Anonymous

    Uh... we still do this. Fancier establishments don't want you going up to the counter as that ruins the experience and makes a line.
    Goes something like this
    >date night
    >get there early, get a table
    >date shows up later
    >we eat
    >check comes with receipt in a black folder so person can look it over, but its not in full view of girl you're trying to impress
    >whoever pays sends their card away with a tip written on the receipt
    If there's trouble down the line, than we can just have the bank chargeback that shit.

    • 6 months ago
      Anonymous

      Yes this stupid system is clearly superior than the waiter simply bringing the handheld machine over to me which i check has the right amount and tap my card upon.

      Im sure yoh love calling the bank twice a week to report minor fraud and the looming thread of identity theft every time you eat out

  15. 6 months ago
    Anonymous

    Holy fuck Americans really are retarded.

    • 6 months ago
      Anonymous

      SHUT UP YOU THINK YOUR COUNTRY HAS IT ALL FIGURED OUT? WELL FUCK YOU!

  16. 6 months ago
    Anonymous

    This has happened at every restaurant I have ever been to

    • 6 months ago
      Anonymous

      this

  17. 6 months ago
    Anonymous

    bump

  18. 6 months ago
    Anonymous

    in Yuro cunts, the waiter will bring the machine right to your table so you can see what's going on.
    But again, I never been to a fancy restaurant. They might consider it tacky to bring a machine to the table there.

    • 6 months ago
      Anonymous

      In fancier restaurants they will do whatever you ask. I often ask for the bill right when I order because I don't like waiting afterwards, then the waiter comes with the machine and I pay the bill while eating. Then just get up and leave when finished.

  19. 6 months ago
    Anonymous

    I worked as a waiter for four years in college and I can't imagine anybody trying to get away with this shit, although I'm sure some dumb fuck has tried it down the line. Yes, you take the card back to the kiosk and you had to enter the tip in manually, but those all got turned into the manager at the end of the day where he'd balance your receipts and tips. The waiters would wait in a line and you'd stay in his office for five minutes or so while he did his thing so any discrepancies were called out on the spot. I once had a guy tip me $100 on a $32 receipt and the system wouldn't even let me put it in, it required a manager override.

    The only thing you could maybe get away with was underreporting cash tips, because if you made less than a certain amount they were required to pay you minimum wage (whereas it was something like $2.15 per hour at the time for waiters). I never did that because it was somewhat of an internal dick waving competition amongst the waiters to see who could score the highest tips and it was almost impossible to make that little unless you royally fucked up every single table. In fact there were a few tables that I know I fucked up anyway if we were really busy, and they usually tipped me 15% anyway. I even spilled a drink on a lady once and they still tipped the standard.

    • 6 months ago
      Anonymous

      why cant they just take down the info? my card has all the info necessary to make fraudulent purchases on it im pretty sure

      • 6 months ago
        Anonymous

        You could I suppose, but you'd have to be insanely dumb to try and this was one of the better gigs you could land for an unskilled worker trying to make it through college. I've had my card skimmed once in an unrelated setting, and one call to Amazon got me the dumb fuck's address which I forwarded to the police. It would be very hard to get away with it, and I can't imagine you'd get away with it more than once before someone caught on and shut the card off and began tracking you. The risk/reward just isn't worth it, and the nicer places won't consider hiring you if you're not presentable and incapable of interacting with customers. To a certain extent I would say that those types of places don't attract or hire the sort who would consider something like that in the first place.

      • 6 months ago
        Anonymous

        Because getting fired/going to jail for fraud isn't appealing
        People would give me their credit cards when I was a radio shack wagie before finishing college, I could have EASILY copied their info down on a notepad pretending like I was just filling out a form
        But I didn't because I'm not a high time preference retard who thought maybe getting away with a few hundred in credit card fraud was worth risking going to jail on the verge of escaping the wage cage

    • 6 months ago
      Anonymous

      >I even spilled a drink on a lady once and they still tipped the standard.
      American slave mentality runs deep

      • 6 months ago
        Anonymous

        Yeah that was 11 years ago now and I still feel bad about it. It was a big pitcher of tea and 100% ruined the sun dress she was wearing. I always felt guilty getting good tips on tables where I didn't do my best. I only got shafted on tips maybe two or three times total over 4 years and those were always tables that I busted my ass on. Makes no fucking sense.

        • 6 months ago
          Anonymous

          were you making an effort and just made a mistake, were you genuinely apologetic at the time?

          • 6 months ago
            Anonymous

            Yeah it was definitely a mistake and I must've been visibly mortified. That table got my priority for the rest of the day so I guess I made up for it. Still the biggest mistake I ever made waiting tables, and I know I would've been pissed if it happened to me.

            • 6 months ago
              Anonymous

              Damn I know it's a taboo but I would just refuse to take a tip from that woman period.

  20. 6 months ago
    Anonymous

    i eat out constantly and have never had my card skimmed. theres probably a reason why this doesnt happen all the time but im not sure what

    • 6 months ago
      Anonymous

      You don't get skimmed because you never eat at Vesuvio.

    • 6 months ago
      Anonymous

      Do you tip? If yes, you got skimmed

  21. 6 months ago
    Anonymous

    You have a nice job, get paid and tipped well, better than working at some moron joint. Skim off the top and you get morbed and your legacy is snuff porn, simple as

  22. 6 months ago
    Anonymous

    I don't get this scene, do they all pay their own meal?
    How would the waiter know?

    • 6 months ago
      Anonymous

      you realize you just admitted you don't know how to divide?

      • 6 months ago
        Anonymous

        We just don't just credit cards over here much. So the waiter would just split it equally on each card or what?

        • 6 months ago
          Anonymous

          either that or they got separate checks and only paid for what they ordered. first option is more likely for richfags though

      • 6 months ago
        Anonymous

        Are you retarded?

  23. 6 months ago
    Anonymous

    Why doesnt the waiter bring a portable card scanner or just pay at the front after you are done?
    I will not give anyone my credit card.

  24. 6 months ago
    Anonymous

    itt: poorfags out themselves

  25. 6 months ago
    Anonymous

    >americans loves get into a debt
    >and they do it willingly and will defend it to death

    • 6 months ago
      Anonymous

      it is really crazy, they think that by some kind of magic, going into a debt and paying it off at the end of the month makes some of their money magically return

  26. 6 months ago
    Anonymous

    Are you a literal child or a NEET?

  27. 6 months ago
    Anonymous

    >Euros are screwing each other so often that they don't even trust the waiter to run their card
    What, are you afraid they'll hand it off to the Somali selling fake watches out back?

    • 6 months ago
      Anonymous

      You'd think that as an american you'd be so aware of gnomish tricks that you would never let your card be taken out of sight.

  28. 6 months ago
    Anonymous

    >obvious joke thread where someone claims that americans do some completely inane thing
    >americans come to thread to defend it or claim that it only happens in 15 states

    • 6 months ago
      Anonymous

      Americans are the women of the internet

  29. 6 months ago
    Anonymous

    to be perfectly fair, disputing charges negatively impacts your credit score

  30. 6 months ago
    Anonymous

    I'm american and I've wondered about the "waiter comes back and cuts the card in front of you when it is invalid" cliche. How often does that actually happen? Then again I've never even had a credit card I still just use my bank debit card.

    • 6 months ago
      Anonymous

      yeah right shit skin

    • 6 months ago
      Anonymous

      that only happened while paper processing was being phased out for digital. now that paper is mostly gone, cards can be instantly declined, and there's no need for destruction.

  31. 6 months ago
    Anonymous

    NON STOP ASS RAPE

  32. 6 months ago
    Anonymous

    lel, thin skinned mutts
    GET SHOT

  33. 6 months ago
    Anonymous

    wtf is wrong with americans!

  34. 6 months ago
    Anonymous

    >Does this really happen?
    Yes, at least in the US
    >What if they took a picture of it?
    Been going to restaurants for 20 years and I've never had any fraudulent charges on any credit card. There are cases where it's happened but it's not like this is the only way to get someone's card info.
    >What if they tipped themselves 100%?
    You write how much you tipped on your copy of the bill and review the charge on the card. Rarely there is a discrepancy but it's normally just a call to the restaurant to fix it.

  35. 6 months ago
    Anonymous

    Not sure what you mean. Are you supposed to follow them to the kiosks and watch them swipe your card?

    • 6 months ago
      Anonymous

      >swipe your card
      Oh my... Do Americans really?

      • 6 months ago
        Anonymous

        No, it's just a term that's stuck around as a general term despite no longer being literally descriptive, much like "cut the light on".

  36. 6 months ago
    Anonymous

    Americans, explain yourselves at once.

  37. 6 months ago
    Anonymous

    >What if they tipped themselves 100%?
    I leave the tip open and let the waiter decide. after all they are the ones doing the work, they should decide for themselves what's a fair wage.

  38. 6 months ago
    Anonymous

    please
    touch grass anon
    please

  39. 6 months ago
    Anonymous

    Yes, this happens, and that's why you keep your fucking receipt until your credit card bill comes and NEVER USE DEBIT.

  40. 6 months ago
    Anonymous

    Some places now have a stupid card reader at every table with a screen that plays you fucking ads while you're eating. I flip them down because I came to eat and talk with my family, not watch a commercial for Plants vs Zombies. Places that don't have these, they walk away with your card.

    • 6 months ago
      Anonymous

      I've noticed that trend too and I walk out of those places. A lot of places use those for you to place your own orders, too. If I go to a sit down restaurant then I assume taking my order and presenting a bill is part of the waiting services. If I wanted to place an electronic order I would just order online. I refuse to tip anywhere where the work is being passed on to me.

      • 6 months ago
        Anonymous

        I knew a guy (not me) who always steals stuff at stores with self-checkouts. His reasoning is that if he has to do the work they should be paying a cashier to do, they can pay him in merchandise to do it. I pointed out that they have cameras, likely with facial recognition software. He said THAT is the one and only reason he wears covid mask into stores. Theoretically, in minecraft.

        • 6 months ago
          Anonymous

          Your "friend" sounds like a moron

          • 6 months ago
            Anonymous

            His totally is.

  41. 6 months ago
    Anonymous

    Do Amercians really keep their shoes on in a fancy restaurant? Fucking disgusting pigs.

    • 6 months ago
      Anonymous

      Made me lol

  42. 6 months ago
    Anonymous

    >Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?

    My cousin worked at a convenience store and used a card some guy left behind, he was fired by the end of the week because it's easy to notice when fraudulent charges go to your card

    I used to be a software developer for a payment processing company, and we would ALWAYS flag a card as stolen as long as they buy two full tanks of gas and a pair of sneakers

    • 6 months ago
      Anonymous

      >I used to be a software developer for a payment processing company, and we would ALWAYS flag a card as stolen as long as they buy two full tanks of gas and a pair of sneakers
      Is this a Black thing?

  43. 6 months ago
    Anonymous

    is everyone on Cinemaphile raised by a single mother? How have you fucks not learned about credit cards?

  44. 6 months ago
    Anonymous

    I leave mine on the bar when I go for a piss.

  45. 6 months ago
    Anonymous

    Bigtittyposter isn't posting fast enough.

  46. 6 months ago
    Anonymous

    >all the screeching about DA JOOOS itt

    jesus christ calm down. Every single rich person you know utilizes debt in some way. There is a time value to money, that is a fact. Your precious cash is itself debt in one way. There's no way out of the system. You can play along and be responsible with it and profit or you can poop and pee your pants and cry about the garden gnomes and shove money under your mattress. If you want any chance in hell to have a house one day you need to learn how to use credit. your call goyim

    • 6 months ago
      Anonymous

      I'm giving my dad the down payment for my house and it will run through him with me making the payments. I will never join your garden gnome ponzi scheme and no amount of browbeating will make me

      • 6 months ago
        Anonymous

        >my daddy does it for me.

        pathetic, but typical for 4chancels

        • 6 months ago
          Anonymous

          What exactly is wrong with putting up all the capital but not doing it through your name cause you don't want to join the credit ponzi scheme? He's not paying a dime

          • 6 months ago
            Anonymous

            because one, cosigning with kids NEVER works out. as much of a good boy as you think you are, you will fuck up his credit, especially if your a paranoid schizo who thinks credit is a "gnomish ponzi scheme". I wish I knew you personally so I could talk your dad out of this. secondly it's just fucking pathetic, you're a grownup handle your own business.

            • 6 months ago
              Anonymous

              No I won't lol. I have the money for the down-payment. And I make enough money a month to pay for the monthly estimate 3 times over.
              >handle your own business
              I am. I am putting up all the money. I am finding the property. The only thing I'm not doing is joining your gnomish ponzi scheme

              • 6 months ago
                Anonymous

                so how come it's ok for your father to join the ponzi scheme but not you?

              • 6 months ago
                Anonymous

                It's not. He has often bemoaned the situation but he joined it 2 decades before I was even alive and is now in it. What a retarded post

              • 6 months ago
                Anonymous

                imagine being a cuck and having your property in someone else's name
                then he dies and the estate splits it up even though you paid for it
                LMFAO

              • 6 months ago
                Anonymous

                >what is a will
                😐

              • 6 months ago
                Anonymous

                >a will

                good luck arguing with the gnomish lawyers on your own

              • 6 months ago
                Anonymous

                There is nothing to argue you dumb fuck. The property will be included in his will. I will get the property and any debt still attached to the property. I'm fairly certain a lawyer (the father in question) of 40 years can handle creating a will. Not joining your gnomish ponzi scheme.

              • 6 months ago
                Anonymous

                >he doesn't know about estate and inheritance taxes

                you're going to play along with the garden gnomes one way or another and you're just going to end up paying them more in taxes because of your retarded paranoia. truly you are the best goy

              • 6 months ago
                Anonymous

                There is no estate or inheritance tax in Canada. I live in a white nation, not a gnomish golem zoo (america)

                Even so, it takes months or even over a year to work through probate depending on where you live. You're setting yourself up for a lot of unnecessary complications in the future, and that's if everything goes right. I've had to go through this shit twice in the last five years, and even "everything goes to anon" in clear black ink turns into a mess of attorneys and paperwork.

                Correct it might take a month while the funeral is being done will is processed etc. But I will still be able to live in the property the entire time and will face no real stresses outside of the normal stress that comes along with the death of a parent

              • 6 months ago
                Anonymous

                >There is no estate or inheritance tax in Canada.
                L M F A O
                holy fuck the fact you're a NEET from a single mother shows more and more

              • 6 months ago
                Anonymous

                ??? There is no estate or inheritance tax in Canada. A simple Google search will help you not look like a moron

                >probate court
                >maybe a month
                kek

                Yes the average time here is 1-2 months. I am literally connected directly to the legal system why do you gays argue shit you don't know

              • 6 months ago
                Anonymous

                >There is no estate or inheritance tax in Canada
                you, the beneficiary, don't pay the tax because the estate already paid the tax retard, you're literally losing money if your dad dies with the house in his name lol
                you've clearly never dealt with estates or death, probably because you're a sheltered NEET who needs daddy to make his doctor appointments and apply for bank loans lol
                stop arguing about things you don't know anything about lol
                dumb fucking NEET lol

              • 6 months ago
                Anonymous

                Wrong. There is no inheritance or estate tax in canada. Typing a paragraph about how wrong you are, doesn't make you correct. You pay taxes you would for your income that year. That is the closest thing to an estate or inheritance tax. Nothing is taken from actual assets though. Just what they would normally pay in income tax. I don't know why you think you know more than a man who has practiced law for longer than you've been alive. We have talked about how it will happen and what needs to be done

              • 6 months ago
                Anonymous

                >Wrong. There is no inheritance or estate tax in canada
                I just told you, the beneficiary doesn't pay the tax because the estate was already taxed
                here's the estate administration tax of Ontario where you can do the calculations yourself:
                https://www.ontario.ca/page/estate-administration-tax
                every province has their own variation of this, along with a federal administration tax as well
                you're dumb as fuck and a sheltered NEET who needs to grow up and cut the cord from mommy and daddy already
                you are irrevocably BTFO

              • 6 months ago
                Anonymous

                Rapidly scrambling on Google for things you have no knowledge of is retarded. There is NO estate or inheritance tax in Canada

              • 6 months ago
                Anonymous

                >if there's no estate to disperse you don't need an estate certificate
                too bad you have a house in your dad's name? lol
                dumb fucking NEET lol

              • 6 months ago
                Anonymous

                That is not what is being said here LOL. Here is the "estate tax" in my province. Uh oh! Up to 500 bucks!
                https://www.mergenlaw.com/probate-alberta/estate-tax-alberta-probate-tax
                Sad hours anon

              • 6 months ago
                Anonymous

                >the government doesn't tax your estate
                >but here's proof the government taxes your estate
                LMFAO thanks for conceding defeat retard
                I win 🙂

              • 6 months ago
                Anonymous

                This isn't your estate being taxed retard. This is a fee for the professionals involved with the legal side of executing the will. In fact this fee cannot come oit of the estate because that money is tied up until the proceedings are finished.
                >is blatantly incorrect
                >tries to use that to prove he's correct

              • 6 months ago
                Anonymous

                >Yes the average time here is 1-2 months
                yeah for the court to grant probate
                then 18 months for the CRA to grant a clearance certificate with the current covid backlog so you can disperse the assets

              • 6 months ago
                Anonymous

                No. The average process in my province takes at max 3 months to be done. Why are you arguing with someone who has literally dealt with this shit before. Are you even Canadian or are you just scrambling on Google so you can hope to keep up with a conversation you are out of your depth in

              • 6 months ago
                Anonymous

                you can't disperse assets without a CRA clearance certificate retard lol
                jesus christ just stop responding you can't win when you're a poorly equipped socially stunted NEET with no life skills lol

              • 6 months ago
                Anonymous

                Yes and.... thay process takes longer in say Toronto, than it does in say Vegreville. In my area the process is over between 1-3 months.

              • 6 months ago
                Anonymous

                >the CRA, a federal organization, will work faster if you're from a small town no one's ever heard of
                do you even know what the CRA is? lol
                btw you can check the clearance certificate times here: https://www.canada.ca/en/revenue-agency/corporate/contact-information/check-cra-processing-times.html
                dumb fucking NEET lol

              • 6 months ago
                Anonymous

                ... yes? There are mutliple provincial branches that deal with these things throughout each province. All capable of doing every step of the process involved.
                😐

              • 6 months ago
                Anonymous

                >probate court
                >maybe a month
                kek

              • 6 months ago
                Anonymous

                >I will never participate in the gnomish run banking system
                >but I will participate in the gnomish run courts and lawyer system
                LOL HYPOCRITE MUCH??????????????????????????????????????????????????????????????????????????????????

              • 6 months ago
                Anonymous

                You are incredibly stupid anon

              • 6 months ago
                Anonymous

                not an argument hypocrite, you got B T F O lol

              • 6 months ago
                Anonymous

                No you just displayed you have a poor understanding of things and offered up nothing to argue against.

              • 6 months ago
                Anonymous

                you have no idea how probate court works because you're a sheltered NEET incel who is larping about having a father when clearly you're the product of a single mother lol

              • 6 months ago
                Anonymous

                I will go take a picture of his law degree later today for you. I am 143 IQ white Canadian with a very intelligent and successful father.

              • 6 months ago
                Anonymous

                Even so, it takes months or even over a year to work through probate depending on where you live. You're setting yourself up for a lot of unnecessary complications in the future, and that's if everything goes right. I've had to go through this shit twice in the last five years, and even "everything goes to anon" in clear black ink turns into a mess of attorneys and paperwork.

              • 6 months ago
                Anonymous

                Just kill your siblings and all other possible heirs, anon

      • 6 months ago
        Anonymous

        You’re in debt to your dad, he’s just not a garden gnome fucking you in the ass for it.

    • 6 months ago
      Anonymous

      >Every single rich person you know utilizes debt in some way.
      In fact, rich people have more debt than the poors. If you can secure a line of credit for 2% interest, you're retarded not to take that money.

    • 6 months ago
      Anonymous

      Your pic is severely lacking in the big titty department.

  47. 6 months ago
    Anonymous

    Does 4chan really believe that garden gnomes don't use credit?

  48. 6 months ago
    Anonymous

    What if they take a pic of my card and order tons of gay porn in my name, to my address?

  49. 6 months ago
    Anonymous

    if somebody steals your credit card you get to cancel a bunch of purchases and include some things you actually bought as a bonus

  50. 6 months ago
    Anonymous

    [...]

    you sound like an r9k monkey too stupid to change anything about his life so you blame the system like the self-loathing pathetic loser you are lol

  51. 6 months ago
    Anonymous

    [...]

    I have had credit cards for nearly a decade and have paid $0 in interest.

  52. 6 months ago
    Anonymous

    The things 3rd worlders find to get angry at americans for are just getting more and more ridiculous

  53. 6 months ago
    Anonymous

    yeah, it wasn't uncommon. In current year and 1st world countries however, restaurants have mobile card terminals they bring to the table when you ask to pay.

  54. 6 months ago
    Anonymous

    I delivered pizza back in the day and sometimes customers would flat out refuse to give the card number over the phone. More than one person would tell us just to swipe their card in person. I would have to say, "sir, it's 1995. We also accept cash". We accepted checks too, but those were a bigger pain so I didn't like to offer it as an option.

  55. 6 months ago
    Anonymous

    I charge hookers to my parents' credit card all the time and they just think it's fraud and cancel the transactions.

    • 6 months ago
      Anonymous

      You will one day be murdered by a pimp.

    • 6 months ago
      Anonymous

      Based. I do this to strip clubs all the time

  56. 6 months ago
    Anonymous

    >mfw Americans have to "venmo" each other because you can't just give each other your bank details and send it instantly and free through your banking app to theirs

    • 6 months ago
      Anonymous

      mutts don't even have contactless payment

      • 6 months ago
        Anonymous

        They don't even have full chip and pin, they have to sign a printed slip of paper and hand it back to the cashier when they pay with their card
        also all their business transactions are done with cheques instead of electronic bank clearance payments
        I don't know how this is possible when they are world leaders in both finance and technology

  57. 6 months ago
    Anonymous

    I really don't give two shits about this argument other than to say I hope big tiddy poster keeps responding.

  58. 6 months ago
    Anonymous

    It's implied that you will get robbed if you are a bad tipper 4

  59. 6 months ago
    Anonymous

    You call the card company and have them prosecuted for fraud

  60. 6 months ago
    Anonymous

    >yuros like being interrupted by the waiter to charge their card
    just gimme the check and come back later for it retard
    fraud is a non-issue as pointed out several times already

    • 6 months ago
      Anonymous

      fraud is an issue in europe because all their countries are a half-hour drive away from countries that will tell their country's law enforcement to go fuck themselves.

  61. 6 months ago
    Anonymous

    I only got ripped off once by a cashier turning a $2 tip into a $20 tip. Credit card company fixed it immediately just through my banking app, no questions asked, didn't even want the receipt.
    For extra Hispanice, I called the place and told them their employees are skimming tips from credit cards.

    • 6 months ago
      Anonymous

      you think the credit card company didn't call them?

  62. 6 months ago
    Anonymous

    where is this bigtittyposter when we need him someone argue with him STAT

    • 6 months ago
      Anonymous

      he has a humiliation fetish and came when he finally and conclusively lost the argument after making a fool of himself for an hour.

  63. 6 months ago
    Anonymous

    why would a high end restaurant do that
    they don't just pull some random highschoolers to be the waiter there

  64. 6 months ago
    Anonymous

    America barely even has tap at most places. blows my mind going there

    • 6 months ago
      Anonymous

      because tap water is disgusting in most places

    • 6 months ago
      Anonymous

      Clean drinking water is government overreach.

      • 6 months ago
        Anonymous

        the issue is the government's definition of "clean" is "pool water."

  65. 6 months ago
    Anonymous

    it used to happen, yes. The waiters would just leave the bill, and you'd write your tip on it and leave.

  66. 6 months ago
    Anonymous

    Do you guys legitimately not leave the house?

    • 6 months ago
      Anonymous

      No because I care about grandma you fucking bigot piece of shit. Don't you care about the environment and those poor grocery store delivery drivers?

  67. 6 months ago
    Anonymous

    As a third worlder who studied in the US and has traveled to multiple European and Asian countries I can 100% guarantee you that anything negative anyone says about the US they're just projecting their own insecurities and envy.

  68. 6 months ago
    Anonymous

    Why yes, I only pay with card so I dont have to leave a tip, how could you tell?

  69. 6 months ago
    Anonymous

    My zoomer brother sent me a tik tok video about this earlier today

  70. 6 months ago
    Anonymous

    Don't you get a fuckin receipt by the waiter when you pay with a credit card ?What is this dumb shit?

  71. 6 months ago
    Anonymous

    In 30 years of being alive I have never had or witnessed this happen in any restaurant and they pretty much all take the card and come back around here. They simply do their job and give you your card back. Try not to live in shitholes.

  72. 6 months ago
    Anonymous

    if they overbill you then you can dispute the charge as you have the receipt
    do zoomers know what credit card protection is

  73. 6 months ago
    Anonymous

    That's why I only pay in cash

  74. 6 months ago
    Anonymous

    I remember being in my "fuck the banks bro credit scores a scam" phase too and then I started making money and realizing that having a high score makes life way easier and it's really fucking simple to maintain. just don't be an N and pay things on time.

    • 6 months ago
      Anonymous

      Dude this is Cinemaphile. You can say moron, it's okay

  75. 6 months ago
    Anonymous

    yeah we do that at most restaurants in the US, what's wrong with it

  76. 6 months ago
    Anonymous

    I did this once and I ended up in a gay sex den with penises pistoning in and out of my rectum and throat.
    you're better o2p8xwff just using cash.

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