>Don’t play games with me boy. It’s your grandparent’s house they’ll do with it as they damn please. I don’t see your name on the deed.
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>Dont play games with me boy.
>Don’t play games with me boy. It’s your grandparent’s house they’ll do with it as they damn please. I don’t see your name on the deed.
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>his own asked legally changed his last name because of this
What the frick did he think would happen?
>>his own asked legally changed his last name because of this
Did you have a stroke while typing that? Are you ok, anon?
>let's face it, your kids ruined you life
>I say its time for some payback
To be fair your parents owe you nothing, you likely put them in a home and forgot about them. Why should they give you a house for free?
I'm here because of their own desires. They owe me everything.
They wanted a grateful son that’d take care of them in their old age. Not a worthless mistake that failed at life.
They clothed and fed you for 18 years. Their obligation is over
>This is what the 1% (who inherited all their fortune) actually wants you to believe
Get a real job.
Go to hell.
I guess nobody wants to work anymore
Seriously, go to hell.
And don't forget the fries this time, capiche? Tired of having to get back in the drive through line
Say it to the pillow, boomer
you aren't entitled to your parents or grandparents house. if they want to access the equity and enjoy their retirement, that is 100% their right. they made their own money so stop being a whiny homosexual and make yours.
Boomers made 10x more and dealt with 100x less migrants taking their jobs and lowering wages. You used to be able to pay for a college semester by flipping burgers.
Learn to code. no excuse for being poor in modern America.
>Learn to code. no excuse for being poor in modern America.
Thats also being replaced by immigrants who will do a shitty job for 1/2 the cost, or outsourced to india for 1/20th the cost.
And now we have AI doing it too.
Learn real trade skills and stop making excuses for laziness. You’ve just given up and dropped out.
This. If you're not willing to take out a mortgage to get 3 phds so that you can work 16 hours shifts at .25¢ an hour you deserve to be replaced. Kids these days...
>Self-teach programming
>Build out your portfolio
>$80k starting in a junior dev role at some no-name company
Or if you like the college route
>Partying for 4 years, a few internships
>Junior dev role at a FAANG, $200k total comp starting, or $160k fully remote in a T4 location
I have no pity for the poor in America. Poverty is a choice.
Post paystub or larp
levels.fyi
Yeah that's what I thought
It shows the opposite of what you thought. Salaries for entry level FAANG roles are in the $200k range.
>coders don't exist
moron. Face it. You're too stupid to learn computer programming.
Post your paystub then. Redact it to your liking. I'm sure you're also a 6'2" crypto millionaire with a virgin Japanese tradwife too. Not to mention the uncle who works for Nintendo.
>You posted aggregated data from employees of these companies to prove what salaries these companies offer?
>Not good enough. Dox yourself for me and I'll be convinced.
You'll notice no one here claimed to be an L7 making $700k a year, just that those people exist.
>nooo I can't post a redacted image because you'll dox me!
Lmao so you're either moronic or a liar. Or maybe both.
this doesn’t exactly account for the effort/debt/actual/opportunity cost of what you prescribed
my friend went the comp sci route in college, nearly had daily melt downs (he works hard, but isn’t the brightest) due to the mandatory higher (comparatively) math classes while working full time (still took debt)
I think he makes sub $50k with a job he got because he’s friends with the hiring managers gf
he’ll make more in the future, but you are VASTLY overstating the reward and understating the cost
as far as
>self teaching
I went that route, I’m not even close to $80k, and it was a miracle I got a job since HR bots don’t look at portfolios
Anybody working as a software engineer making $50k is being scammed. I started at $70k in West Virginia 6 years ago. Also calculus is not higher math.
>calc
it’s pretty difficult for the typical person
we aren’t discussing the woes of the intelligent or the talented, but the ungifted
>scammed
perhaps so, but it was the first one to give him a job after searching a long time
might have to do with general contractions in tech
>I went that route, I’m not even close to $80k
Maybe stop wasting time on fricking Cinemaphile and instead keep getting better at your job, bro.
I’ll take my lunch break and shitpost as I please malice-kun
Coding is such a beta bucks clichéd Cinemaphile loser job in spite of the high pay.
Minimum wage is $15 for making my burger. You’re just a lazy piece of shit.
$15 and half the time they still frick up the burger kek
If you can't beat an H1B moron in an interview, it's because you don't actually know how to code
>Now we have AI doing it
See above.
Half the country makes less than 40k you moronic yuppie
>Black folk and democrats still make more than most of Europe
half the country are moronic nigs, a Cinemaphile poster has no excuse considering average IQ here should be substantially higher than the national average
That's right. We is much more smarter than them that grammar more gud cuz skool.
Yes, problem?
>average IQ here should be substantially higher than the national average
Why?
the average IQ here is probably 110-120.
do you know how many pajeets, Arabs, beaners, and Slavs post here?
if you can't compete with jose, jamal, and kumar, you're a fricking moron and deserve to be poor.
I’m not going to work for 25¢ an hour senpai
Kinda hard to compete with migrants who get subsidized by the government/work under the table/get tax benefits that natives don't have access to tbh
>100x less migrants taking their jobs and lowering wages
Ah, the glavset's here.
>migration GOOD
>also the inflation is your fault
Glowset arrived before glavset it seems.
>facile blanket statements to rile up the flyovers
Yep, that's my glavset.
>instant spergout the second someone touches the Holy Open Borders.
Calm down, Martha's Vineyard.
>lol u mad?
Get some new material, Olga. You're embarrassing yourself.
in fairness, home price inflation has wildly outpaced wage growth making homes de facto FAR more expensive in comparison
you are right about what’s owed and what isn’t
but it is by no means an equal playing field, and pretending it isn’t helps no one
your advice is poor in theory as it would eat itself if followed due to over saturation of the (relevant) job market
realistically will this happen if an anon learns to code? No, but it’s just a bandaid for at most a (relatively) few individuals
>realistically will this happen if an anon learns to code? No, but it’s just a bandaid for at most a (relatively) few individuals
Exactly. That's why every cashier should be able to earn 6 figures because otherwise we can't universalize career advice since we'll always have cashiers. Socialism rocks!
real non bachelors wages have objectively decreased since the 70s, and bachelors degrees have been stagnant in that time, I suspect held up by a few very difficult STEM majors like petroleum engineering
humans have mental limits, physically we simply can’t all be engineers, and intellectually that would depreciate the wage market if we somehow managed it
NTA but
>real non bachelors wages have objectively decreased since the 70s,
Composition effect. The "high end" of non-degree jobs in the 70s are now the "low end" of degree jobs, leaving only the former "low end" non-degree jobs in the non-degree bucket. It's like how the median wage shot way up in April 2020 because all the low-end wagies got laid off.
and bachelors degrees have been stagnant in that time,
Same compositional effect. The "low end" is now lower. I agree that college is a racket though. You shouldn't need a 4 year degree for a basic office job.
what is your/do you have an overall argument? sounds like the skill floor/debt requirement has raised for no reward, which seems plain as day
But you're smarter than most people right? At least that's what you tell yourself. You should be able to learn to code.
I hope I suffer from impostor syndrome
and I have in fact taught myself to code
your arguments are just poorly put together
Give me your fricking home.
>I say chaps, that anyone who has been paying the least bit of attention knows that this man is nothing more than a squatter and a common thief. Now hand over the keys to the Ferrari Magnum!
Goddamn it it forgot picrel
These threads are 100% division shit. They always feature people, who also claim to not be boomers but fervently defend the worst things they've done, saying the most comically moustache twirling evil shit as if they were boomers.
Boomers had a society and culture I would’ve actually enjoyed living in.
Boomers built America. Then Millennials came along and elected Obama and Biden.
>people born after the great depression and world wars build america
boomer delusions are funny
Are you moronic?
make your retirement, my retirement
>Sorry, sonny! I could have left you one of the best investments an American can make, with great equity and one of the best credit building assets and keep you from living the rental-life that these corporations and the world governments want to keep you in but...uh...
>I wanted to go on the cruise ships, enjoy! Not my problem!
>one of the best investments an American can make,
Housing performs way worse than the S&P
Can you live in a s&p? Does an s&p save you thousands, if not millions in rent?
You couldn’t afford the bills.
If you cant answer the question then don't reply my man
How fricking early are your parents dying? Most people have a house by 30 so you already have a place to live when your parents die when you're 50 or 60.
>Most people have a house by 30
That percentage is steadily decreasing
Learn to code
That's because the death of your parents shouldn't be your financial gain, it should in reality be your children's financial gain.
>be 50
>parents die leaving decent inheritance plus a decent house
>already have house and money
>use inheritance to buy your kids their own house
>kids don't have to pay mortgage and can comfortably afford to support their own family
>you get old
>kids appreciate what you did for them back then and take care of you
>invest in the S&P
>still have to pay rent
So much better than a house
Correct. You're much better off selling your parents' mcmansion, sticking the funds in a total market ETF (historical 10% annual returns), and renting. It's just basic math.
https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html
How are you going to sell the mcmansion if Tom Selleck already has it, you moron?
I exclusively have access to all of my parents bank accounts. I also made myself primary beneficiary on all retirement funds. Its kino watching my siblings shit themselves.
Enjoy prison, child
>Subject can be subject to foreclosure for reasons including failure to maintain the home, and to pay taxes and insurance.
So gramps STILL has to pay and take care of the home even though he doesn't own it anymore? And the bank can just come up with a "reason" to take it away if they're not happy with it?
>he read the small print
More commonly known as 'fine print'. I hate ESLs.
It would be theft if a reverse mortgage signer let the property value fall below the value in what they were paid for said property. They should be thrown in jail if they can’t take care of the bank’s house.
We are farmers!
Bum dum bum dum bum dum!
>reverse mortgages are a scam, why would you ever want to risk doing anything when you OWN your own home?
>"Hey chuddy, the government here, yeah turns out Pfizer wants to build a research facility in your general area, Tesla needs to build a new factory, Amazon needs a warehouse, and we need to build 50 EV charging stations by mandate...this seems like a good area to build, EMINENT DOMAIN, b***h, GET THE FRICK OUT"
>the government will at least pay you.
>doesn't live in an important enough area that you won't get bullied in
Based boomers screwing their children out of their inheritance lol
>boomers worked all their life to save money only to waste it all when they are old farts that can barely enjoy it anymore
What's the point?
>Selleck was sued by the Calleguas Municipal Water District for allegedly improperly transferring approximately 1.4 million gallons of water from the Calleguas Municipal Water District to the Hidden Valley Municipal Water District during the driest California drought since record-keeping began, which he used to water his avocado farm.
I’m sorry was that your water? I didn’t see your name on it.
>avocado farm
>avocado
Of course it fricking was
Absolutely fricking based. Bootlickers now claim that even the water belongs to the government.
>takes houses from boomers
>sells avocado toast to zoomers
I love how each american generation and class is fighting each other.
may the US rest in piss
What country are you from and what do you do differently there?
Don't hold your breath. They literally never say for some reason
germany and nothing.
But I die knowing that
GOTT STRAFT
the Anglosphere
Okay, well your language is probably the ugliest sounding in the world. At least top five.
>seethe
ER STRAFE ES
Awful language.
>he doesn’t know Germany is on track to get giga fricked due to aging populations, worse than almost all 1st world nations
I actually feel bad for Germans, not even joking
canada is on the same track. The only reason we don't have a disproportionate number of elderly people is because we have a far more disproportionate amount of immigration.
The old people are refusing to pass on their knowledge and are just handing the keys to brownoids
>Do you have a dick? Do you need some capital to ensure that your loved ones are financially stable after the eventuality of your death? I'm here to help. You're not not giving me your dick; this is a loan, like any other. You can buy back your dick at any time. But you can enjoy a lot of money while I use it. Reverse mortgage your your dick: it'll always be there. Live the life with the security you've earned. It's not a scam to take your dick. It's a plan to give you the stability you need... Give me your dick.
Hearing boomer nonsense just makes me smile
You die alone in a care facility run by abusive minorities wondering why your family doesnt visit you, and everyone else has the last laugh.
>wife's mom in her 80s and lives alone, literally shitting herself and getting shit/piss all over the floor/furniture in her house
>still lucid enough to nag and complain
>refuses to have us hire a nurse to take care of her
>refuses to move to a retirement home
>expects my wife to go over every other day to clean up her shit and clean up her house
>also expects wife to buy/deliver groceries for her
>get attorney to come over, try getting her to sign deed of home over to wife so we can kick her out to a retirement home
>old b***h pretends to forget her own name so she doesn't have to sign, mocks and laughs at us after attorney leaves
>one day stop by to drop off her groceries because wife is sick
>see her at the bottom of the stairs laying there with blood leaking from her head
>seems she fell down stairs and broke hip and can't get up
>she sees me as I open the door
>probably expects me to help her
>I just walk in and put her groceries in fridge and give her a shit eating grin before walking out
>wife checks in on her next day, turns out she died
>to this day my wife doesn't know that I could've probably saved her mom's life but willingly left her to die because I was tired of her bullshit
>end up getting the house in the end, sell it and use profit to buy a better house
Frick old selfish boomers. These fricks aren't dying quick enough.
why refuse the nurse?
she claimed the all nurses were thieves and would steal her stuff
what a dumb old b***h. they probably would have but still.
What if she had reached a phone in time and ratted on to your wife and the justice system? What if she had written out a message on the floorboards using her blood?
>old b***h pretends to forget her own name so she doesn't have to sign, mocks and laughs at us after attorney leaves
Anon could have used her "bad memory" as an easy excuse
>coroner's report says mom probably died only 10 hours prior to wife's visit
>"hey anon didn't you go see my mom at noon yesterday? wouldn't that be 20 hours ago? you're sus!"
anon said she was aware at the time he found her, meaning she wasn't dead yet, you stupid fricking zoomer.
an old lady with a broken hip and a massive concussion isn't getting up or going to survive
That's exactly what I'm saying you fricking moron.
Well played, my fellow israelite
yoink
For my father it was asian pussy.
>ching chong your home
My mother has no money and my father left her for a younger woman when I was a baby. Hes typical middle class and in his mid 70s now, but we've never met and I have no fricking idea how much inheritence would be or if I'm even in his will. I'm half expecting he leaves everything to my older siblings and continues pretending I don't exist. Fricking prick.