thats why the thinking man will debtmax all of these usurious companies and then default on all of them, settle for 5% after a year, get a note of settlement, and then rebuild credit and do it all over again
the same laws that allowed them to charge these rates made it impossible to collect on these loans off of indian reservations, so they went bankrupt after people kept defaulting lol.
This is a bullshit urban legend. You honestly think the company put all that money out there without ever asking a fricking lawyer to look over their business plan?
This is a bullshit urban legend. You honestly think the company put all that money out there without ever asking a fricking lawyer to look over their business plan?
yea, 100% bullshit. None are going out of business. These places do run into some people who evade repaying and hire smart lawyers, but they have taken people to court over the money and won out against bankruptcy claims. Most people usually cannot afford the lawyer to go to court and get ruined. You have to be able to have multiple residents in multiple states and other such things to avoid the heavy debt collection. Best move is to get the loan and flee the country. No one will extradite to sovereign US land, as there's no federal government to ever claim criminal charges. If you ever plan to leave the US I highly recommend this. My friend did it and got married and does everything in his wifes name. Fat bonus for his new life.
American citizenship is worth much more than any amount you can take as a loan and disappear... Only an idiot would throw his American passport away for money
American citizenship is worth much more than any amount you can take as a loan and disappear... Only an idiot would throw his American passport away for money
I am now imagining the plot of Inception being about Leonardo DiCaprio who cant go back to the US because of some 5k dollar Indian loan instead of his wife's death, lmao
meanwhile your favorite major bank chain can legally charge 29% apr off of funds they print out of thin air since fractional reserve banking no longer exists
In all seriousness? It all goes back to this guy, Charlemagne. You can blame him for giving the israelites all their financial power, by allowing them to charge interest for example
There was an anon that talked about how they could get away with it because reservations have no federal restrictions but likewise no enforcement on actually getting the payments so his dad took out thousands of dollars of loans and was like "come get it you red Black person" but they can't actually enforce it except with threats because the interest rate is beyond illegal in the states
>taking anything you read of Cinemaphile without a pinch of salt
That story is most likely bs for several reasons >These businesses are not run by native Americans, the native Americans just let them use their land for money >Usury laws virtually do not apply to anything, think of how much credit cards or subprime mortgages exidt >Collections agency will minimally file a suit which you have to hire a lawyer for. Even if usury laws did specifically apply to payday loans in that state, laws don't actually just give your hands free immunity.
Back when I worked at McD's one of co-workers lamented that he was still having to make payments on a $2000 payday loan he made two years ago and that "it didn't make sense"
Didn't have the heart to tell him he was a moron who fell for israelite tricks
Why do simps think this kind of relationship is noble and admirable? I have a mate who has obviously fancied our other mate's fiance for years, it's unbearably obvious and awkward.
Flips, flips love Jollibee. to the point that they opened some in California a few years ago too
At McDonalds in the Philippines they have spaghetti and the Chicken McDo
>sussed it out
How the frick did that happen? Your silly ass probably just told her
9 months ago
Anonymous
No she saw her flirting with me every time there was a company thing she was at, and after that I could never seem to get her away from them.
It was her fault, she kept talking about how she couldn't wait for me to go on a company retreat with her and begging me to drive with her (literally clung onto my arm when I told her I had to drive my gf), she was way too obvious.
9 months ago
Anonymous
imagine the emotional turmoil kino when you finally snubbed her and she realized her attempts to make you choose her directly over your gf wouldn't work
9 months ago
Anonymous
Trust me I wanted to but what would I tell my gf? I would have pursued her directly but she was married.
9 months ago
Anonymous
>how to ruin four lives by putting out for one guy because you're bored in your own marriage and can't be bothered to make it work or leave
women belong in cages
9 months ago
Anonymous
To be fair, her husband is a 5'6 balding basedcuck who couldn't stop talking about MGS2. I don't blame her for wanting to fool around with a slightly easily accessible guy who's less autistic and taller with all his hair, maybe he even likes to watch, wouldn't be surprised.
How she ended up with him in the first place, I have no clue.
I thought the squash sound was hilarious when he crushed the kids so I showed someone else and they thought it was horrible and condemned me for finding it funny
this chick sucked me off in the back of my 2006 kia optima in arizona back in 2011. to this day it was the best head i ever got. next day we fricked and it was decent. then i went back to california because i was stationed at camp pendleton at the time.
I love how the people who make this shit genuinely believe ptheyre upsetting men when in reality any man who's tried to have a serious relationship with more than one woman will watch this and think
>This is every American woman I've ever met why are you showing me that the sky is blue?
It's astonishing how quickly we were successfully flipped to "w-wait a minute, not ALL muslims! we have to desperately be afraid of offending them now even though they blew up a part of our country"
HEAD ON >APPLY DIRECTLY TO THE FOREHEAD
HEAD ON >APPLY DIRECTLY TO THE FOREHEAD
HEAD ON >APPLY DIRECTLY TO THE FOREHEAD
HEAD ON >APPLY DIRECTLY TO THE FOREHEAD
HEAD ON >APPLY DIRECTLY TO THE FOREHEAD
HEAD ON >APPLY DIRECTLY TO THE FOREHEAD
>*obtains list of all 18-year old male in America by partnering with the US military draft board* >mails free razor to every 18 year old, turning them into permanent customers
I hope you filled out your draft card, anons! You wouldn't want to miss your free razor
I remember calling the flea market montgomery store... they'd put the guy on the phone and he'd sing a few bars. He was super cool. ;_; It was a different time.
This is the CD my sister would put on next to my room when she was getting absolutely railed. I had to sit there and listen cause there was a vent so you could hear every wet slap and grunt.
I'm pretty sure they never expected to actually get back the $40k or whatever from most people, if anyone. The plan was probably to have the crazy interest cover the 90% default rate. They did go out of business though.
FREEEEEEEEE CREDIT REPORT DOT COM
I SHOULDA SEEN IT COMING AT ME LIKE AN ATOM BOMB
THEY MONITOR YOUR CREDIT AND SEND YOU EMAIL ALERTS
SO YOU DONT END UP SELLING FISH TO TOURISTS IN T-SHIRTS
There use to be this Axe body spray commercial in the late 90s that had this catchy trance song that went "is this love? love love love" and it pisses me off that I've never been able to find it
>Check to see if youtube still has that commercial for a kids water-spraying stripper pole that featured zoom-in shots of the little girls using it >It's been taken down
End of an era.
>france
every single time
every time I see something like this it's french or french canadian, it's like they're ritualistically raped at age 5 over there so they grow up maladjusted about sexuality
Anyone have a source on that glasses commercial that was on superstation/peachtree where a fat black chick says "2 PAIR A GLASSES"? That shit is permanently stuck in my vocabulary.
>84 monthly payments of $486.58 on a 5K loan
poor people are moronic with money, it's why they stay poor
thats why the thinking man will debtmax all of these usurious companies and then default on all of them, settle for 5% after a year, get a note of settlement, and then rebuild credit and do it all over again
Let me guess, you also hate landlords because banks won't give you a mortgage?
Just take the money and when the redskin comes riding on his horse to get paid just cough in his face with smallpox.
the APR is 116.73%
the same laws that allowed them to charge these rates made it impossible to collect on these loans off of indian reservations, so they went bankrupt after people kept defaulting lol.
This is a bullshit urban legend. You honestly think the company put all that money out there without ever asking a fricking lawyer to look over their business plan?
I saw that commercial just a couple months ago
yea, 100% bullshit. None are going out of business. These places do run into some people who evade repaying and hire smart lawyers, but they have taken people to court over the money and won out against bankruptcy claims. Most people usually cannot afford the lawyer to go to court and get ruined. You have to be able to have multiple residents in multiple states and other such things to avoid the heavy debt collection. Best move is to get the loan and flee the country. No one will extradite to sovereign US land, as there's no federal government to ever claim criminal charges. If you ever plan to leave the US I highly recommend this. My friend did it and got married and does everything in his wifes name. Fat bonus for his new life.
American citizenship is worth much more than any amount you can take as a loan and disappear... Only an idiot would throw his American passport away for money
I am now imagining the plot of Inception being about Leonardo DiCaprio who cant go back to the US because of some 5k dollar Indian loan instead of his wife's death, lmao
kino
The haircut lady has a nice voice but the backpack chick is the only one who is actually putting in some effort
>116.73% interest
How the FRICK is this allowed
Injuns aren't subject to certain federal laws
this was a guy that exploited some federal loophole partnering with indian tribes to circumvent usury laws. guess his ethnicity
slovenian
american
meanwhile your favorite major bank chain can legally charge 29% apr off of funds they print out of thin air since fractional reserve banking no longer exists
>since fractional reserve banking no longer exists
I want to be mad but I don't know what any of that means
>Italian
German
In all seriousness? It all goes back to this guy, Charlemagne. You can blame him for giving the israelites all their financial power, by allowing them to charge interest for example
you realise romans had no laws against usury either?
There was an anon that talked about how they could get away with it because reservations have no federal restrictions but likewise no enforcement on actually getting the payments so his dad took out thousands of dollars of loans and was like "come get it you red Black person" but they can't actually enforce it except with threats because the interest rate is beyond illegal in the states
>taking anything you read of Cinemaphile without a pinch of salt
That story is most likely bs for several reasons
>These businesses are not run by native Americans, the native Americans just let them use their land for money
>Usury laws virtually do not apply to anything, think of how much credit cards or subprime mortgages exidt
>Collections agency will minimally file a suit which you have to hire a lawyer for. Even if usury laws did specifically apply to payday loans in that state, laws don't actually just give your hands free immunity.
>get 5k
>pay back $40,872.72 USD
Uhhhh bros can someone good with numbers help im not sure this is a good deal
just spend the 5k and then have a nice day to israelite them
So why doesn't this actually work?
They’ll take 20k from your estate instead. Or pass the debt onto family. The bank always gets its money.
>Or pass the debt onto family
this isnt a thing in the US at least
no income = no garnishment
no assets = no repo
Back when I worked at McD's one of co-workers lamented that he was still having to make payments on a $2000 payday loan he made two years ago and that "it didn't make sense"
Didn't have the heart to tell him he was a moron who fell for israelite tricks
YOU'RE SITTING ON THE COUCH YOU'RE WATCHING TV AND YOUR LIFE IS PASSING YOU BY
who did it better
I still think Lamar should've been one of the main characters, instead of Franklin.
2000s commercials were so fricking comfy, man!
wtf did i just watch
this is 2 minutes. a sinkhole better open up at the end
guess it did. goddamn
Why?
japanese long snake bubblegum tier
Flip anons, what's Jollibee's subliminal message here?
Why do simps think this kind of relationship is noble and admirable? I have a mate who has obviously fancied our other mate's fiance for years, it's unbearably obvious and awkward.
What race are these people?
Flips, flips love Jollibee. to the point that they opened some in California a few years ago too
At McDonalds in the Philippines they have spaghetti and the Chicken McDo
What the frick is this an advertisement for?
nuclear warheads
>you now remember
incest?
The parody isn't bad either.
I JUST WANNA FRICK MY BROTHER!!
>not posting the based version
>spend $5000 on firewater
>die of alcohol poisoning
>don't have to pay back loan
>116.73% APR
>REMEMBER ME?
only 84 easy payments
Someone post the incest coffee ad.
checked
Jesus Christ, how the frick did this shit ever get greenlit?
I dont get it, what’s the problem with the commercial?
>finally some real coffee
>they didn't have that in west africa
Fugg, I just looked that chick up, she aged like a fine wine. Goddamn she cute as frick. Her name is Catherine Combs in case anyone is wondering.
I wish she was my sister
She reminds me of my high school one-itis. Almost identical to her.
Where can I see more?
Looks like a girl at work who kept flirting with me but my gf at the time sussed it out and kept getting in the way.
>sussed it out
How the frick did that happen? Your silly ass probably just told her
No she saw her flirting with me every time there was a company thing she was at, and after that I could never seem to get her away from them.
It was her fault, she kept talking about how she couldn't wait for me to go on a company retreat with her and begging me to drive with her (literally clung onto my arm when I told her I had to drive my gf), she was way too obvious.
imagine the emotional turmoil kino when you finally snubbed her and she realized her attempts to make you choose her directly over your gf wouldn't work
Trust me I wanted to but what would I tell my gf? I would have pursued her directly but she was married.
>how to ruin four lives by putting out for one guy because you're bored in your own marriage and can't be bothered to make it work or leave
women belong in cages
To be fair, her husband is a 5'6 balding basedcuck who couldn't stop talking about MGS2. I don't blame her for wanting to fool around with a slightly easily accessible guy who's less autistic and taller with all his hair, maybe he even likes to watch, wouldn't be surprised.
How she ended up with him in the first place, I have no clue.
silly billy
Would be absolute kino if she was related to Jeffrey Combs.
Look at that motherfricker Bob, you know it!
Parents: Jefferey Combs
Holy shit
wtf
Lol you didn't know that?
holy fricking shit, no way
theres more than one jeffery combs in the world you know
it's the same one, check her imdb page
booba
o
o
b
a
wowza wowa wooga!
SIS BOOBA
no there isn't
Dad, I heard he killed himself!
the jawlines match
I'D AGE LIKE A FINE WINE TOO IF MY LAST NAME WAS
COOOOOOMBS
i have brain damage
/thread
RAN
RAN
RUUUUUUUUUUUUUUUUUUUUUU
>tfw watching this on loop on the Cinemaphiletv streams
Possibly one of the first videos I ever saw on the internet
i still refer to warm days as "scorchers" sometimes
A N O T H E R
S
C
O
R
C
H
E
R
Woooow. I forgot I knew that. Frick. Thanks.
I would have passed the time by eating her sweaty pussy tbh
>And you know Sears will be there to back it up!
>[wind blowing]
>they ran the exact same ad for twenty years
V A L U E
A
L
U
E
YOUR HOUSE
GIVE IT TO ME
>We're crazy, driven, hard workin' believers
TAKE A SNIFF
PULL IT OUT
showed this on kids tv times btw
HOOT WIRELESS
>hoot wireless
>soul food soul food soul food
i feel like im being hypnotized
hootwireless
can't bruise the kruse
Never knew south parks it machine commercial was parodying this lol
yep!
I think I was like 8 when I watched the first of these on TV lmao
So many driftan meme videos made off of those.
Top zozzle
>mfw i plow through a bunch of kids
>hes the got the need
>the need for speed
I thought the squash sound was hilarious when he crushed the kids so I showed someone else and they thought it was horrible and condemned me for finding it funny
I have not laughed aloud at something in a long time but the second one had my sides in orbit. Thanks anon
SHAME ON EUGH
they used a comedy shot and everything
>WORKING FOR AN HOURLY WAGE
>I WENT TO HIGH SCHOOL
>DIDNT DO GREAT
i fapped to her once
pets.com was before its time, went bankrupt and now chewy is worth billions
bruther. i was just going to post this. i had a crush on that b***h for years.
better quality
this chick sucked me off in the back of my 2006 kia optima in arizona back in 2011. to this day it was the best head i ever got. next day we fricked and it was decent. then i went back to california because i was stationed at camp pendleton at the time.
That's bullshit but I'll believe it
your mom let me hit it raw after she watched me play ristar for the sega genesis on a full moon with a yellow shirt on
What’s with all the mom jokes recently? Did zoomers just discover them or something?
you need to get your mom under control, that's what's with all of the "jokes" dude
FRICK YOU BALTIMORE!
PLUG IT IN
PLUG IT IN
So... Did they work?
Why can't they make a baseball movie like this
Baseball has kino commercials
Because they're amazing
wow, i don't think i ever saw that one. comfy.
HEY MAN IS THAT FREEDOM ROCK?
that must have been before my time.
I remember trying to get "Sail Away" part off limewire back in the day but getting some other Orinoco Flow song.
does anyone know the name of that song that goes "oh oh oh a oh oh oh oh a eh oh"?
Got you, senpai.
holy shit that it! after like 30 years of having that song stuck in my head that's it
i never knew there were more lyrics other than the oha oh oahaoaha
hahaha
LIONEL COIN BANK LIONEL COIN BANK SAVE YOUR MONEY SAVE YOUR MONEY
Hey I still own those trains! Never gonna open them up because they're keepsakes.
Hi, I'm Tom Selleck. Give me your fricking house.
>you’re not the guy, Selleck
>Jewtube was so butthurt they removed it
it's so funny to me that the video is somehow threatening enough to be consistently removed
https://web.archive.org/web/20210921004017/https://www.youtube.com/watch?v=se4F65YONiQ
ONLY ONE PLACE WHERE FISH AND LIZARDS
HANG OUT WITH PETS AND CHINCHILLAS
KICK BACK WITH HAMSTERS AND DOGS
PARAKEETS RABBITS AND SCORPIONNNNNNNNNNS
snickers kino
I thought i was the only person who remembered this commercial
I still think of this every time I want a snickers.
I contemplated getting a loan from them, but I had some reservations. I just didn't want my bank account be in the red.
Y'all homies know bout eagle man?
>checking account
Uhhh, Ameribros?
you dont have checking accounts in your third world shithole?
>Eight hundred 588 2300 EMPIRRRRRRE!!
>today
The crazy part is that 3D animation is supposed to be the original owner, they've been running these ads since the '70s
I used to live in a crappy trailer in Phoenix with nothing but a swamp cooler when this would come on TV. Why do I love seeing it so much?
meant to link to
It's an abstract sort of feel.
I’m 27 and I still can’t believe how cute women are and that they have a hole that’s literally made for fricking. It’s like a joke but a cool joke
Have sex
This is a woman that needs nothing more than firm slaps every hour on the hour until symptoms subside.
Here I thought women couldn't be funny.
Nicole Bloom from the show Shameless?
I love how the people who make this shit genuinely believe ptheyre upsetting men when in reality any man who's tried to have a serious relationship with more than one woman will watch this and think
>This is every American woman I've ever met why are you showing me that the sky is blue?
>I-I'm not mad haha!
Nice cope
Phantoms - Broken Halo ft. Nicholas Braun
>You already know who I am
Slim Shady?!
Zoobooks!
Making way for the GOAT Christmas commercial
Close, but this is the absolute GOAT of Christmas commercials.
They fricking ruined this commercial, and you know what i'm referring to.
>*blacks your path*
apparently this was so poorly received that they switched back the same year
Remember when this had everybody here seething?
whats a computer?
help computer
It had people seething because no one knew whether or not that thing was a boy or girl more then the face that it asked what's a computer.
>It had people seething because no one knew whether or not that thing was a boy or girl more then the face that it asked what's a computer.
Those weren't the seethe posts I was seeing.
Of course, back then, most of the anons here weren't a bunch of troon obsessed pedos.
>back then
that commercial aired in like 2019 so you got the catalog filled with shit like the boomer wojak instead
NASCAR always had some kino commercials
https://www.youtube.com/watch?
v=ZqdJ5DfjZ78
I miss those post 9/11 american pride commercials. Chevy was king of them.
It's astonishing how quickly we were successfully flipped to "w-wait a minute, not ALL muslims! we have to desperately be afraid of offending them now even though they blew up a part of our country"
jesus christ I hate israelites so much
anyone else remember this shit?
HEAD ON
>APPLY DIRECTLY TO THE FOREHEAD
HEAD ON
>APPLY DIRECTLY TO THE FOREHEAD
HEAD ON
>APPLY DIRECTLY TO THE FOREHEAD
HEAD ON
>APPLY DIRECTLY TO THE FOREHEAD
HEAD ON
>APPLY DIRECTLY TO THE FOREHEAD
HEAD ON
>APPLY DIRECTLY TO THE FOREHEAD
CROSSFIRE
Well, looks like that entire commercial is burned into my mind just by reading CROSSFIRE.
It irritated me how I loved that song when it dropped and it took this commercial for people to give them a chance and it was too late.
Would you call these lawyers after seeing this ad?
I wanna go back. I hate israelites so much.
lmao you dont do any of the things in that commercial besides shaving but I know what you mean
>*obtains list of all 18-year old male in America by partnering with the US military draft board*
>mails free razor to every 18 year old, turning them into permanent customers
I hope you filled out your draft card, anons! You wouldn't want to miss your free razor
.
What is your post trying to say, weirdo? Are you seriously unfamiliar with Gillette's usage of the selective service system?
I mean, selective service is mandatory and if you didn't, it's a felony
>when the razors run
haha what a memer
>LikeAChud
sTOP fricking STOP
i still quote this years later. and if not about coffee, his tone followed up with a "you fricking b***h!"
this ad still gets aired during jeopardy in the NYC area
>IF YOU HAVE A PHONE
saw this on mark dice, they only air this commercial in recessions, the coin contains less than a dollar worth of gold
buffaloes are rounds, not coins.
it's round like a coin, feels like a coin, tastes like a coin, it's a coin
why do you taste coins
I remember calling the flea market montgomery store... they'd put the guy on the phone and he'd sing a few bars. He was super cool. ;_; It was a different time.
My favorite
FRICK YOU BALTIMORE
>tfw missed the CHALLENGING PISSING deal and now they're back to normal
hey yaaa AAAAA
oh god no.
This is the CD my sister would put on next to my room when she was getting absolutely railed. I had to sit there and listen cause there was a vent so you could hear every wet slap and grunt.
I haven't thought about this in 15 years.
unmatched kino to this day
This joke absolutely cracked my dad up it must have been the funniest thing he'd ever seen.
Muricans were stupid enough to take this? 5k loan and paid back 40k in 7 years?
Anon is stupid enough to reply without reading the thread?
There is no legal obligation to pay it back, though they would probably send over crazy horse to break debters legs.
So let me guess: they never give you cash, they wire it to an account. That way they can make that account go in the red and you can't escape, right?
I'm pretty sure they never expected to actually get back the $40k or whatever from most people, if anyone. The plan was probably to have the crazy interest cover the 90% default rate. They did go out of business though.
FREEEEEEEEE CREDIT REPORT DOT COM
I SHOULDA SEEN IT COMING AT ME LIKE AN ATOM BOMB
THEY MONITOR YOUR CREDIT AND SEND YOU EMAIL ALERTS
SO YOU DONT END UP SELLING FISH TO TOURISTS IN T-SHIRTS
Are you insured?
I remember always seeing an escort service type ad on late at night. It was max comfy but sadly can't find it anywhere
There use to be this Axe body spray commercial in the late 90s that had this catchy trance song that went "is this love? love love love" and it pisses me off that I've never been able to find it
make way, homosexuals. The king is here
at the time I didn't know who these were marketed at untitinhad kids and this looks like an absolute blast of a Saturday morning with my boys.
fricking hell i love the magic bullet orgy commercial, i watch it every few months
Lord forgive me.....
Dear lord god why
I always loved this commercial. Made me want to get in a car and just drive.
tfw no litographic tiger
Kino of the highest order
>CAUSE I'M YOUR LAAAADDDDYYYYYY
I like how this dude is straight up wearing a Totenkopf and no one noticed or cared. Bold.
americans who sperg about nazis dont really know a whole lot about them, surprisingly.
European advert kino, before the dark times, before the forced diversity
https://vimeo.com/257684033
Push it, Pull it, Tow it To Golf Mill Ford!
>Check to see if youtube still has that commercial for a kids water-spraying stripper pole that featured zoom-in shots of the little girls using it
>It's been taken down
End of an era.
cmon Cinemaphile you could have had a v8
heres a LEAF classic for yall
>france
every single time
every time I see something like this it's french or french canadian, it's like they're ritualistically raped at age 5 over there so they grow up maladjusted about sexuality
Diesel Driving Academy
%3D
>WHOPPER
>WHOPPER
>WHOPPER
>WHOPPER
Another beauty I grew up with
%3D%3D
The entire “Long Long Man” commercial saga.
100% kino
%3D%3D
There was a giant billboard of this guy holding a sword at the end of my street for like 2 years
From Argentina with love (and poor quality, what a shame). Don't try too hard to fit in
Anyone have a source on that glasses commercial that was on superstation/peachtree where a fat black chick says "2 PAIR A GLASSES"? That shit is permanently stuck in my vocabulary.