MY EYES ARE GETTING WEARY
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MY EYES ARE GETTING WEARY
MY EYES ARE GETTING WEARY
It's All Fucked Shirt $22.14 |
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soulless
>1700 sq feet
>4 bedrooms
wtf?
i have 2200 sq feet, and 3 bedrooms, and they are on the small side.
what the frick are you burgers doing? my european home has 160m2 (about 1600sq/ft) and has 4 bedrooms, one living room, one lounge, one full size kitchen, one kitchenette, one dining room, 3 bathrooms, a pantry and an utilities room.
Kitchen, closets, and utility room aren’t listed because they’re in all houses
obviously i know that that home has a kitchen, living room, etc. that's not what i meant - what i find bizarre is a home 40% larger than mine only having 3 small bedrooms.
this is right outside NYC. Rich people don't live in the city they live around it.
the house probably has all that and more. we only list the bedrooms and bathrooms. We fricking assume you have a kitchen.
>european
Notice how the kebab is too cowardly to name his own country.
Those houses tend to be in gay ghettos that are in the process of gentrifying. They also tend to be in Black person ghettos that are also in the process of gentrifying. It's a scam.
There is a massive real estate scam happening in some major US cities.
Basically the government identified having tons of vacant lots as one of the primary causes of neighborhoods “spiraling” beyond the point of no return à la Detroit.
So they created programs that pay black-owned development companies to build houses in black neighborhoods. Except they build luxury houses (easier to defraud & overcharge for materials), and of course no one buys them because who would spend $700k to live in a neighborhood with a murder rate comparable to Afghanistan.
So the houses just sit empty, the developer pockets the money, and eventually some crack addict Black person breaks in and burns the building down
Your tax dollars at work
It’s all so tiresome
It’s crazy that they demand reparations when like half of all government programs are effectively reparations already
They are doing this in "hot markets" like Florida too. Black ass hood where the homes are from the 1950s-60s falling apart. Bulldoze. Worst floor plans, terrible designs, looks like a cuck shed. Yet sells anyway because (Miami), (Jacksonville), (Tampa).
I think that’s just good old fashioned market-driven gentrification anon
The difference in cities like Chicago and Pittsburgh is that there’s absolutely zero demand for luxury housing in these 95% black neighborhood, it’s all just designed to scam the federal government out of money to build houses that no one will ever live in.
I accept this. Yet the homes look absolutely terrible. Suburb gentrification takes on the blandest, unoriginal and mellow look. Gentrification in cities played out a bit cleaner; but suburbs its looks like an actual invasion.
its an active HUD scam so they can push out poors / middle class people by building luxury units and offering some as "affordable housing". its sleeper gentrification because eventually there are enough of them to override the ghettoness of an area, granted its not like fallujah and completely lost. i watched my home city turn into a yuppie homosexual nightmare and i actually got priced out of it. im moving in a few months for somewhere cheaper and whiter.
source? qrd?
They put mentos and soda in her butthole
How did this little anal piglet end up becoming reason image worthy?? The frick?
What you fail to take into account is that these spots are eventually bought by chinese/indians who come from rich families and simply need a foothold. They will pay whatever the cost is because they don't give a shit. What they're doing is buying an existence in a city with a high cost of living.
That’s definitely what’s happening in California, when “foreign investors” come in and pay $1.5m for a decrepit shack in East LA or Oakland
In the Rust Belt, though, there’s not much interest from international buyers. It’s inherently desirable or geopolitically strategic in the same way California land is. Chinese spy agencies and wealthy indian business owners aren’t lining up to buy townhouses on the South Side of Chicago.
*It’s NOT inherently desirable
Detroitgay here. It's actually illegal to build your own home
I have 2370 sqr foot, 3bed 1 bathroom with a tub, one with a stnading shower, and a half bath.
This doesn't include the two rooms in the finished basement.
However, an extra living room thats 440sqft was added as an addition like 10 years ago.
finished basements are the biggest meme in house design. nobody wants to sit in a noticeably musty room
I agree for the most part, but It's only musty if your foundation is cracked, and even then, if you don't have proper water drainage and water gets in the basement when it rains. If it was properly sealed and you have your gutters take water more than 18 inches away from your foundation you won't have a musty basement.
I know this because I grew up with a house that didn't have a good basement and then moved to one that was properly sealed.
Im german and i have one (1) room 549€ rent.
Free energy and hot water tho.
>german
>Free energy
>549€ rent
so you're renting a room worth 49e without utilities, got it.
Housing as a get-rich-quick scheme has RUINED the housing market in America. Death to flippers and career landlords!
You literally cannot compete with them for a home to own. Your only options are building new on undeveloped land, or submitting yourself to a lifetime of renting
Property as a speculative asset is the main impetus behind employers demanding worker drones return to their cubicle farms in the city... (as opposed to teleworking from home) otherwise the investors risk severe commercial real estate depreciation. Thankfully the US real estate market is so vast and varied that it's a long time coming before the entire national market reaches Canadian levels of frickery.
im a ny homosexual and houses like these line my area. theyre between 600 - 800k for some pre ww2 shit box.
>3 full baths as well
Yeah this is going to be smaller than your side of the dorm room lmao
you could probably add a lot of space simply by making these terraces rather than detached, that one on the left is the same design so they were built together
I've got a 2800+ sqft house. 4 bedrooms, 2.5 baths. Unfinished closet above the garage with a bedroom entry door at the end of the upstairs hallways so it could be turned into a 5th bedroom. My biggest gripe with the house is the kitchen which simply isn't big enough.
i bet you weigh like 500 lbs lol
fat burgerfat
Keep sneething from inside your tiny broom closet, pavel
I've taken pictures there. Great place. Wouldn't pay that shit amount.
MY wiener IS GETTINF TIGHT
Boomers be like "not my problem"
Your fricking dentures cost more than $35k, you senile b***h.
why is this image so pixelated?
Cinemaphile started charging your shadow account by the pixel.
>zestimate
underrated
>The bussy pre-broken, and move-in ready!
Dis n*gga zesty
lel
heh
Thanks m8 I needed that chuckle
This is pretty cheap for being right across from Manhattan
I don’t see the problem. Make it a 3 bedroom in a less desirable suburb and it’s like 180k
thanks israelites
That's about how much houses cost. How much do you think it should be?
That home is probably realistically around $60,000
yeah houses should be one year of the median salary, good point
Glad we're in agreement
Or why don't they just let everybody have a house for free? I don't even get how you can "own" a house anyway. You can't, like, "own" property. Man.
They do, it's called public housing. You get to live in a zoo basically
You're not paying for house, you're paying for the land.
No they don’t fricking homosexual
that isn't the house. its the land i.e. its location
traditional wisdom is that a house should usually be about 5 years of your annual income.
>In 2022, the median household income in New Jersey amounted to 92,340 U.S. dollars.
/ 92340 = 7.27
not that far off
What??? Why would I spend that much on a house?
it's not a hard rule, just a yard stick so you don't get yourself into financial trouble buying a property outside your realistic range. nobody is stopping you from living in a hole in the ground or buying a mansion you're going to be making payments on for the rest of eternity.
>nobody is stopping you from living in a hole in the ground
That's where you're wrong, bucko
3x.
Also people never ever ever include the "TIP". Which is generally 90-110% of the list price. Meaning that a person going to buy a home for the mean price in the United States (four hundred and ten thousand dollars) will likely end up paying over three quarters of a million dollars for it.
i hope you aren't suggesting that trying to buy a house for 410k right now is impossible for anyone who doesn't have ~800k to throw down, because that's fricking moronic
No, what I'm saying is that the price of housing is insane and if you were to include it in the general rate of inflation you'd see a rate up to 50%.
The average American earns 1.5 to 2 million dollars in their life time and the average cost of a roof over your head is 800k.
Conventional wisdom about how housing should consist of 25-35% of budget is effectively defunct if the cost of housing is 50% of your lifetime pre-tax income.
The average near my work at my income (mechanical engineer) is more than 12
Kill me
Houses should be free paid for with taxes for the citizens.
If you think we have to pay for a house then you're worse than a israelite.
could be worse
how much is a chf though
>property market in DACH-Raum
the definition of depression
>1388.54 sq feet
lmao do e*ros really
I can do better
thats for the whole thing right?
one unit
lol this looks like some abandoned property in Arkansas
to be fair that's a fairly decently sized lot - if it's in the suburbs and not way out in the sticks. you're mostly paying for the land.
>live in nature
>a frickin square meter of grass and then asphalt as far as the eye can see
No wonder you Huns got rid of your nuke power plants.
in Switzerland everything is very expensive, but at least the average wages are pretty high.
Might as well just live in Newark or Camden lmfao
Lol I have $6000 to my name and no job and I feel like I’m rich because I live with my parents in a house they’ve already paid off
Hey I live in Cliffside Park. Palisades Cliffchads keep on winning, especially if you bought in pre-2001.
Im so lucky my parents left me a house
That's pretty cheap for being so close to NYC. Jersey City condos are like millions now just because of location
>houses in major cities are expensive
Wow, no fricking way. This has never been the case throughout human history
These threads are made by morons who think housing is immune to the laws of supply and demand.
if housing prices were a result of supply and demand, why has every house in a "high demand" area been flipped a dozen or so times to inflate the value?
Hell, if supply and demand were even real, much less laws, why are care prices steadily increasing while sales are steadily decreasing?
Because Demand isn't static moron, it's ever changing. Many people buy a home to renovate it then sell it at a higher value. Car prices are higher as far as the US is concerned due to increasing safety standards raising production costs, the death of 4 door sedans in favor of SUVs and trucks, and the additional features included in vehicles.
okay, but you've forgotten the sudden increase in car prices is from the last couple years. like doubling and tripling, sales cratering, government suddenly having tons of [current year] models because they're the only entities that will buy them, in a sort of soft-bailout scenario.
and when I say "flipped," i don't mean the HGTV sense, I mean they literally just have ownership flip back and forth between shell companies to inflate the value.
Those are supply forces, but you are correct
>cliffside park is a major city
It's not even in the top 50 most populous municipalities in NJ
I hate house whiners so fricking much
>t. poor
or, alternatively
>t. already a based homo-ner
Poor and renter. Who cares? I have a roof over my head. I'm a man of simple pleasures. Live in a small house or an apartment like the rest of the world
>and renter
and low IQ
to be fair, renting is better than getting into a 30 year mortgage to buy a house.
no it is fricking not you absolute cretin.
30 year mortgage, 10% down, 7.5% interest, 500k home:
>680k in interest
putting your 10% in low risk stocks and adding to your portfolio for 20 years while renting at a rent ratio of 10 with 2% inflation:
>560k in rent paid
now rent ratios are completely fricked in large urban centres going up to 20. but there plenty of place where you can find a ratio under 12.
the difference, of course, being that when you leave the rented house, you leave all the money too. whereas you can sell the house you've partially paid for and get money back.
if you decide to sell a mortgaged property you leave behind the value of the interest you've paid off so far. early on mortgage payments are mostly interest so you're fricked. if you rent+invest to buy you retain your existing portfolio.
>y-you still leave s-s-some money behind!
homie this is pathetic, you dumb as shit. as further evidenced by the idea you think 7.5% is anything other than absurdly high
>the idea you think 7.5% is anything other than absurdly high
>"On Monday, October 02, 2023, the current average interest rate for a 30-year fixed mortgage is 7.74%, rising 10 basis points compared to this time last week."
I was being charitable there, also with assuming a 10% down payment: the average nowadays is 6%. I'm not saying mortgages are always a bad idea - great stuff if you have the liquidity and credit score to get 5% interest and put 20% down - but most people just can't. The only saving grace is that rent ratios have also spiraled out of control pretty much anywhere urban.
>average
>not skewed by the fact most people have god-awful credit
if you can't, as a 35 year old man, not walk into any bank and get 3-5% interest, then you're right, you're better off renting.
i assume i'm talking to the average person when talking to a random stranger. you're right, my mistake: Cinemaphile is obviously skewed towards conscientious autists with great credit and liquidity.
the average person has terrible credit.
and they still take out mortgages like it's going out of fashion. seriously, take a look at the stats - people are insane. someone should hand graduating high-schoolers a note reading "don't get a mortage if your fico is below 700 and don't pay more than 5 annual household incomes for a home."
if they're dumb enough to have bad credit, they're dumb enough to take an 8% 30 year loan. if you're dumb enough that renting is a better option than owning, rent away tard-bro.
>if you're dumb enough that renting is a better option
already got my home. and an additional 4 acres in an area seeing rapid development coming out to a 500% yield for me in 8 years. but that's not the point. i guess it's pointless trying to impress upon you how dumb the average person is (and how fricking numerous they are in society.) have a nice evening.
yes, its pointless for you to try to argue about average loan rates while referencing incredibly stupid people who'd take suicidal loans, because hey, we already had a huge incident surrounding exactly that.
Its also pointless for you to try to argue that renting is better when you, yourself, don't.
>Its also pointless for you to try to argue that renting is better when you, yourself, don't.
i'm an obsessive autist and not completely moronic, my bank is begging me to take out crazy good loans every chance they get, humble-brag, etc. but the average person is a moron. if you assume the world is just a bunch of copies of you then you're in for a rude awakening. your issue seems to be that you think i was addressing you specifically instead of just talking in generalities.
>we already had a huge incident surrounding exactly that.
exactly my point, and nobody has learned a thing. case in point
.
yeah, you definitely have a lot of autism showing in that post.
like how you confuse "average person" for a meaningful metric and were unable to comprehend the fault in this reasoning despite having it explained to you.
>like how you confuse "average person" for a meaningful metric
>continues to fail to comprehend the point
banks wanting people to take suicidal loans isn't a new thing and it doesn't mean you should or even have to take said loans.
the average person having bad credit doesn't mean someone with good credit has a x chance of suddenly having bad credit, etc. autistic people always have tons of trouble with this concept, its sally-anne level.
>banks wanting people to take suicidal loans isn't a new thing
yeah, i said that.
> it doesn't mean you should or even have to take said loans.
yeah, i said that.
>the average person having bad credit doesn't mean someone with good credit has a x chance of suddenly having bad credit
yeah, no shit - averages don't mean shit for a particular individual, nor does some inevitable and unseen force constantly drag individuals towards the mean after the fact. that's so obvious it doesn't even bear mentioning. that was your contention the whole time? go buy a nice blue baseball cap for yourself.
hey, you're autistic, can't blame people for trying to explain the most basic facets of reality to you.
>implicitly assumes other people don't know how reality works
>is mad when other people are confused by this
>thinks he's not autistic
newsflash: poor theory of mind is a hallmark of autism.
lol, yeah, no one is mad autismo, cept maybe you.
dont you know? the only people who come here are rich anons who definitely make six figures!
Mortgage rates are 8% now grandpa.
your interest rate is tied to your credit score, grandson. also son.
Grandpa the interest rates got raised you still think it's 10 years ago. Have you taken your nap today?
you shouldn't say words when you don't know what they mean.
You are a delusional tard who has never owned let alone borrowed property from a bank.
wrong. but not sure why you're mad tho
Simply stating facts for others to heed.
>t. has never had a credit score over 700, thinks they're impossible
>has never processed mortgages
lol enjoy your pathetic 700 meme credit score
homie you okay?
I fricking hate credit being dictated by big companies that are fricking scammers that hide behind call centres.
Remember having a black mark on my credit for a 1p debt that was passed to a debt collection agency. The 1p was illogical and made up by the phone company and the debt collection agency wiped the debt within a second of seeing it. The whole system is fricked
just don't be poor
Being poor would be easier than spending days on the phone sorting up frick ups
buddy the prime rate is 8.5% right now. you aren't getting a mortgage at 3-5% no matter how fricking good your credit is when 30 year bonds are yielding 4.8% risk free.
>3-5%
Yeah you fricking moron, the bank's going to loan money to John Everyman at 5% when he can get a fricking bond from the US government at a higher rate.
as we established, what happens to illiterate brown morons isn't your concern.
it's getting more expensive than mortgages in some areas. the big issue for renters / prospective buyers is the down payments
i can't wait to live in my car. i've been mentally preparing for it for years now. i'm the only child without a spouse and siblings so there's nothing i would need a house for anyway.
in another point in history, i'd have been sent off to die in war.
>in another point in history, i'd have been sent off to die in war
well do I have some news for you
>almost $700k
>have to live in New Jersey
woke up this mornin, got some gabagool
>Quality housing in America is unaffor-ACK!
Probably unpaid taxes.
>St. Louis
there are cheaper ways to have a nice day dude
that's just the listing for the bush.
>east st. louis
that better come with a moat, automatic machine gun towers and 2 dobermans named Cain and Able.
why do you want your dogs to kill each other?
I want one really alpha dog. This is east St. Louis we are talking about here.
>Real estate in the ghetto is.........Cheap?!?!?!
St. Louis has levels of violence like in third world countries.
>your next door neighbors
Unironically you buy all three and combine the lots, knocking the other two houses down and put in a pool and b***hing backyard. Get a few friends to also purchase in the area.
You either call the police repeatedly, or beat the frick out of junkies and Black folks hanging around, and then wham - you've upped your property value by 20x
you underestimate the inner city ghetto Black
>Call the police
Lmao. They won’t come.
>Beat up the Black person with your friends
Enjoy having your face on the front page of every newspaper in the Western world, all of your friends and family turning against you, and spending the next 20 years in federal prison.
This is unironically what Mexicans do. They buy near each other and beat the shit out of Black folk if they get uppity. They cause Black person flight from historically Black person neighborhoods
It's happened all over California.
It’s true. Mexicans literally ethnically cleansed inner-city LA from 1995-2010. Today even Compton is like 85% Hispanic and the few remaining blacks are literally terrified of Mexicans.
But if you’re White, a different set of rules apply to you. It’s anarcho-tyranny. See
how many games of basketball do i have to play just to put the garbage out?
if you want to live on spook street
these houses are usually hiding massive internal problems
that one isnt. Its in East St. Lious
This is correct, East St Louis has African tier per capita violence for some reason.
>it's a cracked foundation, severe water damage and black mold with a healthy dollop of asbestos episode
this one has external problems - the insane violent nignogs of east st louis
you accidentally made a good point, because moving to east st. louis is basically committing suicide
>East St. Louis
There are office buildings there where lock you inside during the day and dont let you leave for your own safety.
My cousin was driving from Mizzou to Chicago when she was in college, right before she crossed into East St. Louis a cop pulled her over and told her not to stop for any reason. Not at stop signs, not at red lights, not even if someone ran out into the road. Basically “If you stop, you will 100% get carjacked or worse” and also said no East St. Louis cop would ticket her for disobeying traffic laws
Imagine what america would be like if we just rounded all them up and put them in a containment zone
That happened to a guy I used to work with, the cop pulled him over and told him to turn the frick around and never come back.
They are essentially in a containment zone
>Not at stop signs, not at red lights
How does one do that without crashing her car?
There’s not many other cars on the road in extreme ghettos like that. Anyone who can afford a car has gotten tf out of there
Impossible. I was told Blacks are all welfare queens with brand new Lexuses.
Some are. Just not the ones in East St Louis.
i live in st. louis and there's no fuking way i'd live in east st. louis
people who dont live in the midwest dont seem to know about East St. Louis and how its possibly the worst place in the US
Fug, I'd buy that.
>MY EYES ARE GETTING WEARY
>AND I JUST WANT IT TO END
>I'M LOSING
>THE SENSE OF WHERE I AM
I'm trying to switch to a remote job so I can GTFO of the West. Not sure about LatAm or SEA but definitely want to leave. If I can't find a good job by Xmas I'm going to just quit working entirely and go live off 1k/month somewhere and be a poorgay
they don't want you there honky
cope
What is this style of uniform early tract home called? It’s like the suburban version of a row house
You see them in Chicago too, in areas like Berwyn and Marquette park. They’re kino.
GI homes. Soldiers coming back from the war came home to veteran home loans (ridiculously low interest) and I think in some cases just free houses. I want to buy a house in oak lawn but I’m afraid the darkness from the south side is spreading south
They did the same thing in CA but instead of handsome sturdy brick homes they built the cheapest flimsiest wooden bungalows imaginable.
no, the south side is being pushed out to the northwest Indiana Black person preserve(formerly Hammond, IN)
>Finally decide to leave California
>”Just move to Arizona bro it’s cheap and close”
This is the cost of a starter house in any neighborhood that isn’t literally Mexico. There are no more cheap areas west of Denver.
I wish I could stay in the West but my plan now is move to the Rust Belt, it’s one of the few places left in America where cost of living isn’t insane.
deserved for living in an inhospitable desert
Idaho. Montana. Wyoming isn't that far from Denver.
Idaho isn’t the well-kept secret it used to be. Pic related is Boise but if you want to live somewhere really nice like Coeur d’Alene then be ready to pay at least double this
Meanwhile in Ohio/Michigan/PA you can get a McMansion in a 95% white area for the same price
Forgot the pic, btw the school this is zoned for is like 70% Mexican and rated 3/10
>70% Mexican
god damn it's over
>moving to the surface of the fricking Sun
no thanks
hey, at least it's a dry heat.
>lavawyrm hands typed this
Hey the weather is really nice 8 months of the year
>>Off market
>"Douglas, are you out there?"
The inconsistencies in the show drive me crazy. Never once do you see that window from the outside. Not to mention sometimes they have a porch, sometimes they have a driveway, sometimes that driveway is Lou Ferigno's.
>tfw I just checked if there's window IRL after posting Arthur
No biggie, KoQ is known for being very lax with these things. Have you noticed the amount of recurring actors in minor roles? The (Southern) Italian guy who played 4 different roles? Carrie's IRL husband. The Asian chick who has done the same? Doug's IRL wife. As you might know the actor who plays Danny is his real-life brother. Carrie goes from working to a law firm to a real estate firm midway through the series. Her boss and like 2/3 of her colleagues? Same actors and actresses, only under a different (character) name. Carrie's sister and Arthur's younger daughter, Sarah? Never seen nor mentioned after S01. And don't even get me started on the dog situation.
The point is KoQ's creators treated everything arbitrarily, they basically bent everything in a way that was comfortable or necessary for the actual episode. No need to be riled up because of this, simply don't take the show more seriously than it does itself. Besides, these arbitrary moves don't hurt the experience in most cases unless you're especially sensitive to it. Just keep in mind every episode is a standalone one that has little (if any) consequence to the future.
Welcome to Sydney Australia. The second most expensive real estate market in the world.
>laughs in canada
How bad is it where you are?
>45 minute commute from cdb
>high ratio of housing commisions
>one of the highest suburbs when it comes to shootings and car jackings
All the security screening is actually necessary there.
I live in Texas, north of Dallas. Any good deals around me?
soon bros
Based. Death to all merchants, landlords, and anyone who works wearing a tie.
>Let’s have open borders and import 100000000 thirdworlders every year
>Anyone who disagrees is a nazi
[1 year later]
>NOOOOO WHY THE COST OF THIS SCARCE GOOD INCREASING, LANDLORDS MUST PAY
Liberals WILL NOT accept this no matter what lol. Because supply and demand is racist.
Kind of expensive considering Donald Trump’s mansion is only 18 million
My sneed is gettin chucked
>Zestimate
>new jersey
That'll be 700 grand plus tip
i have family who had to leave nj because of the property taxes lol this country is a complete fricking joke
>cliffside park, nj
Oh, you’re just moronic. No wonder you’re too poor to own a house.
>brand new 3br2ba
>< 980 mortgage
>he hasn't taken the Southern pill
I don't wanna be near 50% blacks
Then move to a city/town with minimal blacks. Most areas of industry lack them or the're centralized and out of the way. There are plenty of white dominant areas. In fact, I haven't seen a black person in person in like.. months.
I went digging through Zillow for cheap homes in the south and the cheap ones are almost always near blacks and the nice ones are close enough in price to the major cities that it's not worth it
gotta look at new developments that do custom builds. they fill up super fast. black people generally lack the income or credit score to buy to own.
>2hr commute to work one way
no thanks, your best bet is it live with your parents and buy some acreage in the country
for me it's the craftsman or prarie
Craftsman is peak Americana although I like Federal.
Television and film?
good layout, terrible neighborhood, deprecating fast.
Unless your parents are leaving you a house, most gen Zs will never own one. And of course it's gonna cause friction between siblings so you'll have broken families
>Unless your parents are leaving you a house, most gen Zs will never own one
If you want a preview of what that's going to be like in the US in 20 years - just look at most of the rest of the world. It's not unheard of for one brother to kill another over who gets to keep the family home. And if they both stay there - that a guaranteed source of friction for the rest of their lives.
My neighbour kept his parents home in good repair and took care of the parents themselves while his sisters fricked off to not have to bear those financial burdens. Guy sank the value of the home into expanding it and bringing it into the 21st century. And again almost that much into paying his parents medical bills. His parents willed the place to him. Still, when they died his sisters showed up out of nowhere, marched into the court-house and had the will annulled, kicked their brother out of his home when he was just about to retire and then promptly proceed to let the place rot from neglect. He got just enough money out of it after legal fees to be able to afford a run down shack on the edge of town.
not to blog post but when my dad died and left me the house my sister came out of the weeds and made the court process a nightmare that ultimately dragged out for almost 2 years
Are you two redditors or just fricking moronic.
Most kids graduating with a STEM degree make 100k+ within 5 years of working.
Most kids who get into plumbing or electrical are making 35-60 an hour depending on their location after 5 years.
my butthole is tight
Am I just going to have to rent for the rest of my life? Just started college. Could pursue wealthy heiress.
Just don't degree in something garbage.
Yes at this point just wait till it crashes
My parents bought a 2yr old home for 230k at 2.5% interest VA loan. The house across the street sold for $450k and you can’t get a VA loan for less 6.5%
With those rates it’s better to rent but you will still be paying $1.3k a month to live in a crack den because no one can stop them
>muh crash
2008-10 says hello buddy and the number of suckers hanging on for dear life to enjoy the next crash is amusing
>With those rates it’s better to rent
no it isn't. do the math, moron.
he already did, he thinks its better to just shovel money into a landlord's mouth, doesn't account for the equity, etc.
This is a good deal?
Where do you live that property tax is above 1.89%?
Texas
Best case scenario (peak boomerism), that house is $1500 a month, worst case it's around $2200 a month, but either way you get equity.
your other option is to pay a landlord at least $1500 a month and get zero equity, and your rent increasing every year.
besides being unable to afford the monthly payment, it's only sour grapes that prevent you from biting the bullet.
even if rates drop they will not be 2.5-4% in the next decade.
I agree it’s not getting any better and renting is not ideal but $1500 a month is just mortgage plus interest. It doesn’t factor insurance, electricity, water, gas, HOA fees and property taxes and the fact that I own the house so all maintenance is on me. Probably around $2k a month for 0.2 acre home in suburbia for 30yrs doesn’t seem worth it.
It would be a different story if I lived in a small town and for that price I could get a home with acreage and not have to see my neighbors if I don’t want to
your rent doesn't include all those utilities at $1500, insectoid
Also to expand, I make $4700 a month, $3600 after taxes/healthcare/retirement. 30% of my income (the standard for how much you should pay for rent) is 1.1k. That’s enough to rent an apartment in the ghetto with portable ac built 60yrs ago to watch homeless people piss on my driveway or a country home 2hrs away from the office. I make too much to live in the ‘nicer’ apartments because they have a salary cap of $49k/yr. The system is fricked, just accept reality and find a roommate or live with your parents
Yeah uh, it's not going to crash. This market isn't the same where they were writing loans to people with no jobs or income or assets. This one is based around people getting 2.7-3.2% mortgages with cash down.
If worst comes to worst, prices might drop 10%
>This market isn't the same where they were writing loans to people with no jobs or income or assets.
Yeah, its worse because we're still paying the bailout of the issue caused by banks pretending they did nothing wrong when they started giving million dollar loans to spanish-speaking housekeepers
>we're still paying the bailout
The 'bailout' was loans to banks - the government has made billions on interest on those loans. Please get off reddit and take an economics class.
in 2020 I bought a 227k house on 15 year mortgage fixed at 2.75, with 20%. I was concerned I was overpaying but 3 years later, I feel like I did pretty well. House next door to me sold around a year ago for $280 and mine is nicer than theirs.
Having cash down makes a huge difference, and the problems are going to come from people taking FHA and USDA loans when they dont have any money
Yeah I bought in 2021 at mid moron level, but my house has still gone up 20%, and locked in at 3%
I made the mistake of not being born 5 years earlier so I could buy a house in the free money period of COVID. Now I'm hoping for a collapse corresponding with lower interest rates, otherwise I'm probably just priced out.
Renting is a scam at this point, just stay with your parents and hoard money if possible.
But then how will I ever get a girlfriend?
more and more young people are living with their parents, even 30yr olds are moving back in. There is no reason to leave the house after college with $2k in savings with $50k student loan debt and more people are realizing that
If she's gonna be the mother of your children she'll understand and accept it.
There will be some sort of divine intervention which will make me rich and everything okay. Feel sorry for everyone else though.
I’m almost 30 years old with $32k in a savings account.
I’m basically depending on this, and if it doesn’t happen will probably just kms
Where do you live, and are you willing to work a physically demanding job on the weekends during the summer? If so I have some advice on a job most people haven't heard of that pays 30-60 bucks an hour (depending on how hard you work)
for the last time I'm not going to be a prostitute and you are not going to be my first customer
lmao no I'm serious. If you aren't a drug addict or alcoholic I can tell you where to go to get work (and friends) that pays big. You will be sweaty at the end of the day, and your first week will suck growing the muscles, but it's a sweet gig overall.
that's what they always say and then the condom comes out or the pants start coming off
this anon sounds so much like some greasy 80s scammer it's hilarious.
Just write what it is man
Well part of it depends on where you live - how far are you from a dropzone?
Every single dropzone needs packers. People who pack parachutes. It pays well because the job sucks because while you are packing you aren't skydiving.
There are three types of rigs - Sport rigs, Student rigs, and Tandem Rigs. You get paid by the packjob, usually 15 bucks for a tandem, 10 for a student and 6-10 for a sport rig, plus tip. It's going to take about 2 hours to learn how to pack, and about 4-8 hours of doing it until you can do it decently well and be paid for it.
You can pack 4 tandem rigs in an hour, or generally 5-7 sport rigs.
It's a physically demanding job, but always in demand because people don't want to do it - most people on the dropzone would rather be making a skydive they get paid for, or fun jumping. But someone has to pack. You don't need any certs.
If you want more info, I will give it to you.
Most packers earn 300-600 bucks a day cash btw
>packers
called it, its a euphemism for prostitution
Interesting, is there someone who double checks the chutes? Idk if I trust myself with someone’s life for 5x per hour for 8 hours a day
As a packer, you are under the supervision of an FAA certified Rigger who is responsible. They generally train you to pack, and are also packing near you. They will teach you, and when they are comfortable with you, they 'trust you', but always have their eyes open.
Packing is the same everytime, and as long as you follow the rules it eliminates 99% of issues. Even the guys who designed the parachutes have trouble getting them to malfunction more than half the time when they are dedicated on fricking up the packjob.
Plus, they have a reserve which only the Rigger is allowed to pack.
>If you want more info, I will give it to you.
Im close to a few, assuming youre talking about the theme park. Kinda interested, especially if its just be in a receiving room packing the parachutes
No, I am talking about dropzones where there is an airport and people skydive all day.
Check for your closest one on USPA.org also packing parachutes isn't as technical or dangerous as one thinks - even if there is a packing error, 95% of the time the person jumping it can fix the issue, and if they can't, they cut it away and use the reserve.
>you aren't a drug addict or alcoholic I can tell you where to go to get work (and friends) that pays big. You will be sweaty at the end of the day, and your first week will suck growing the muscles, but it's a sweet gig overall.
What's the job title? I've been looking for manual labor jobs just because of the OT they give you. I'm just trying to save for 2-3 years
I’ve got a full-time job, I just make $70k/yr and I live in a MCoL area paying $1600/mo in rent and another $400/mo in student loans
I really need to find a new job
>MCoL area paying $1600/mo
I live in Los Angeles and I pay $1800. You don't live in a MCoL area
That’s a fair point. I’m in the PNW
Near Seattle/Portland? or have prices in the boonies skyrocketed too
About 30 minutes outside of Seattle, although anything west of the Cascades is gonna be pretty expensive
How much does screenwriting pay I reckon I could do a food job
I meant good
jesus maybe not
man, I'm glad I bought my place a couple years ago, even as high as shit was then things have gotten so much damn worse
hang in there anons
Having a 2.9% APR mortgage is like having a rent-controlled apartment in Manhattan. I can’t believe I missed the window.
i just live in a pod with 6 other roommates. nothing beats the hustle and bustle of the city.
I have a friend who lives in a huge house in Chicago with like 5 other people. I can’t understand it. I’d rather live in a 500 sq fr basement apartment than have roommates.
Just inheritancemaxx like me
having greedy boomer grandparents that reverse mortgage their house has eliminated that possibility for myself and a lot of other people
I can afford a suburban house an hour north of NYC. Problem is I don't need a house cause I'm terminally single.
Me seething when I pay over a million for a house my neighbors paid $200k for in 2000.
I am extremely demoralized ngl
there’s no point, shit is fricked but it doesn’t mean it’s over. this can’t continue for much longer just enjoy the show
>landlord increased rent to $325/month
the good times are over bros
surely you mean 3250
or BY 325 per month
No, last year my rent went from $275 to $325 and my utilities went from around $35 a month to $56. Its fricking over.
this would go for 4 million dollars in canada and would be used to cram in 15 jeets each paying 2000 in rent
I pay $925/month for a decent sized studio apartment in a somali/mexican neighborhood in Minneapolis.
I choose to pay more for the privilege of living near white people
As neighbors, I find Mexicans mostly tolerable as long as you don’t mind their constant family gatherings. The drunk driving is also not good. But compared to every other minority, especially blacks, they’re fantastic.
I live in a MCol where a studio apartment is $2000.
I decided to leave my old job for a city job because it was so horrible I wanted to kms. Now i have an easier job in a city where the CoL is insane.
>Hey guys I live in a MCoL city called Palo Alto
$2000/mo for a studio is not MCoL you wacky homie
oops, meant to type HCol.
sorry
>$2k for a studio in Palo Alto
Kek. That's $3k. I live in one of the most impoverished metros in the US and it's impossible to get a 1br for less than $1200 unless you want bars on your windows.