>movie restaurant scene
>they give credit card to waiter
>waiter leaves with card and comes back
Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?
>movie restaurant scene
>they give credit card to waiter
>waiter leaves with card and comes back
Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?
> Does this really happen?
Yes, Americans do that, I was baffled by that too when I was there.
Originally I thought maybe they are a high trust society but that doesn’t make sense since they have a lot of… you know.
It was the 80s. The elites always have "high trust" zones.
But I saw that being done even in normal restaurants.
Banks cover credit card fraud.
Why would that mean that you should open yourself up to it so easily?
>you know.
Black folk
Do SEAmonkeys really?
Euramonkey dont understand tipping
Americans worship restaurant workers. If they did end up tipping 100% they'd find a way to justify it. Tell themselves they deserved 300 dollars for 5 minutes of carrying dishes and checking on us which is so vital.
This
don’t come here europoor we know you can’t afford it
Look at this stupid amerilard prove me right. He worships restaurant workers and is happy to be a little paypiggy for drug addicts
You didn't even deny it. Poor b***h.
Imagine being proud of overpaying drug addicts to carry a plate 20 feet. You are a pathetic little paypiggy
Cope, you poor b***h
Look at this fatty larping as a non-American again, lol.
>dredit card
>affording anything
>Does this really happen?
Yes, what is the problem?
>What if they took a picture of it?
Then any fraudulent charges get flagged and the card is cancelled?
>What if they tipped themselves 100%?
The customer has to sign the reciept and put in a tip.
>getting this triggered over voluntary gratuity
I know you don't actually care and just like bantering with Americans because you're obsessed with your betters, it's cute.
I don't know of a single fast food restaurant where the cashier takes your card out of your sight. You usually pay when you order, at the counter or drive-up window.
To be fair some fast food places have table service, but you pay when you originally order.
>It's moronic to hand a payment card to your server and presume they are there to do a job and not initiate felonies against you
What type of shithole do you live in?
>voluntary gratuity
>but if you don't tip they'll spit in your food
OH SAY CAN YOU SEE
>spit in my food
>After I've already eaten it
Are they going to spit in my mouth? Are they a cute girl?
>purposefully be rude to the cute ones so they'll spit in my food
>voluntary
Lol. America is a shithole. I live in the actual best country on earth. If I lived in America I'd probably take the SSRIpill like 30% of your godforsaken nation and do something highly unethical but gigabased
Hey what about the heckin single motherinos you big chud?
I am a restaurant worker can confirm we all do this. I am a millionaire because of this and have faced no repercussions for my actions
>I am a restaurant worker
i'm so sorry
What's wrong with tipping?
T. Europoor
This, tipping is a judeo-bourgeoise plot.
this still happens in many US restaurants yes
just check your account statement lmao
>this still happens in many US restaurants
it happens in 99% of restaurants with table service, never seen a card reader brought to the table like in Europe until very recently after le pandemic
>99%
you do know fast food restaurants are considered restaurants right lmao
99% of restaurants with table service you brain dead moron
>like in Europe
So they do that in moldova lmao
Ausgay here I have never been to any place that you pay at your fricking table digitally or otherwise.
It depends, some restaurants have mobile devices with card readers that are tied into their POS system (way more efficient to have the server run the card at the table with the same device that they use to take orders), but those handhelds are not the rule.
>W-WHAT IF THE RESTAURANT RAPES YOU?!
Well, that's why they give you a receipt. Restaurants aren't going to do shit like that and if they have an employee who does it's easy to catch them because the first thing the card company is going to ask for is a copy of the receipt. When the shit doesn't match, the restaurant will get hit for fraud and may be forced to pay out of pocket for the refund. If it happens too much then credit processors will refuse to do business with the merchant.
It's not worth the risk.
They bring you a receipt and you can check it against your statement at the end of the month. This, and balancing your bankboom is why you keep your receipts.
I’ve seen poors do this before to other people, I’ve even seen poors just flat out take pictures of the cards while they think they aren’t being watched
All you can do is pretty much just check your bank app on your phone right after you order and keep a copy of the receipt
I use cash, there are ATMs on every corner. Cash is king. Dont be moronic. Nothing worse than being 300 dollars short on rent because some poor needed your money more than you.
>being 300 dollars short on rent because some poor
Lmao anon it sounds like you're the poor here
Americans are absolutely hilarious how they act like they're not just one missed paycheck away from being the "poor scum" they disdain. I can only imagine how you vote.
Don't use cash! Participate in israeli ponzi schemes instead
Who controls the issuance of cash, anon?
Different, richer israelites than the credit card israelites.
Me. Every dollar I have made is under my mattress and I control it. Most the work I do is in cash because I don't pay taxes so not even the bank comes into play there except for the roundabout way that legitimately hard working goys use bank like morons
Glowies know your IP. Any Cinemaphile thread or thread about money/jews is being monitored in real time.
I will murder any federal agents who so much as step foot on my property. The wealth they'd extract from me (that they'd find) is not worth the hassle.
>I will murder any federal agents who so much as step foot on my property.
enjoy your swat visit
tips.fbi.gov
Luckily I am connected and nothing would ever come of this
He was trying to help you not be moronic on the internet but you doubled down.
I will murder ANYONE who represents the US federal government, trying to come into my property. I have an extensive system of cameras and traps laid out in my yard (that is fenced off) that only I know about. If they want to send their agents to a slaughter to get a couple grand. Go for it
>my yard
How'd you get that yard, anon?
Inherited my parents property when they passed
keep it up dude, this site is being actively monitored since the shootings. can't wait to hear about you in the news crying to the courts saying
>it it was just a joke ;_;
Not even American fricktard. If the American feds cross borders to come to my property I have every legal justification to send them packing
so you're a dumb euro larper pretending to be a schizoid american. nice.
1. I'm Canadian
2. At no fricking point in this thread did I even so much as suggest I was American.
I know you will, skeeter. I can tell you're a tough guy who loves Freedom. But how do you feel about israelites and blacks? (non-government employed, of course).
What if I brought over a potential trad-wife for you to meet? Could we at least come inside for some lemonade?
Anyone not coming to unlawfully extract wealth can come inside, have some of my honey from my apiaries and maybe even some eggs from my chickens.
Except this guy. He would also be shot on sight
>pay your property taxes like a good little goy for the land you rent from the US government that they can seize at any moment as is law
>but actually I'm a total badass anti-government anarchist
another hypocrite btfo lol
I am a national socialist. I believe in incredibly expansive and strong government, so long as it is in the peoples benefit. Nothing in a single one of my posts suggests I'm anti government or anarchist. You are irredeemably stupid
>unlawfully
Government theft IS lawful, according to the laws they wrote.
dangerously based
They would get caught and they will be fired or even arrested.
>Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?
They get fired from their extremely well paid and easy position as a waiter in a high class restaurant?
it's so fricking easy to get a fraud refund for credit cards
So what?
>this moronic system is fine because um if they do screw you over you can hopefully get the money back easily
It's how cattle think
Precisely. You can only lose.
In reality USA is a second world country that cannot afford card with chips
Why the frick don't they just use chip and pin?
That would somehow violate their freedoms in some obscure way, I'm sure.
Keep in mind that they think it's fascism to have your ID with you when voting.
>they think it's fascism to have your ID with you when voting.
wtf, how the frick do you stop election fraud then?
kek, you don't.
You dispute the charges as fraud. You aren’t liable, the credit card company is and they are a multi billion dollar company with unlimited resources to investigate and credit fraud is a serious crime
Plus, banks lose money, which I consider a minor win.
>Does this really happen?
Yes.
>What if they took a picture of it?
Same thing as the old-fashioned carbon copy method of processing. Mostly nothing.
>What if they tipped themselves 100%?
Even back when it was processed manually with paper all the major charge and credit card companies have free customer service hotlines with dedicated fraud departments. Now-a-days they often include built-in fraud alerts to SMS you about transactions you may wish to dispute.
Adults use charge cards; the israelites' slaves use credit cards.
>Adults use charge cards; the israelites' slaves use credit cards.
If you mean adults use debit cards then you are moronic. It is MUCH harder to resolve a fraud dispute with a debit card and in the meantime, the funds have already drawn out of your account. Plus with debit cards you miss getting cash back or rewards points. And a credit card costs literally nothing if you pay the balance each month.
>cash back or rewards points
Here are your monthly reward points, my sweetest golem! <3
If you can manage your finances properly and pay your cards down every month, it's basically a 1-3% discount on your entire life
Yes goy let us charge you interest on every single purchase you make online for literally no reason, even if you already have the money in your account!
>incel NEET who can't drive and still has mommy make his doctor's appointments has no idea how credit cards work
lol
lmao
hey nobodies holding a gun to your head, if you want to use nothing but cash you have my utmost respect
but don't pretend you can't come out ahead using credit cards
that's not how a credit card works idiot. you don't pay any interest if you pay off your balance at the end of the month.
>t. actually doesn't know how credit cards work
If you pay off the bill completely it actually harms your credit score because they only want you making the minimum payment necessary. So yes if you want to build credit you are incurring debt. Dumb larping Black person
>If you pay off the bill completely it actually harms your credit score
No it doesn't. Plenty of credit monitoring services you can use to check this.
>Paying $100 costs the same as paying $100 then getting $3 back
The restaurant pays the card network and the card network gives you a cut. People who pay cash are just subsidizing creditchads like me.
Yes it does and I'm not arguing this. I just watched both my brothers repair their credit score and the gains from fully paying off the monthly balance compared to paying the minimum was much lower.
Making the minimum payment instead of paying in full just increases your debt to limit ratio which hurts your credit.
Gains being lower isn't the same thing as harming your credit score anon.
Ya maybe I misspoke my point, after clarification, still stands.
>If you pay off the bill completely it actually harms your credit score because they only want you making the minimum payment necessary
I don't think that is true. I always pay may credit card bill in full and have never had a drop in my credit score
It won't drop it. It doesn't build it up as much as the minimum payment. That is to say, it's worse for your credit score.
You have never had a credit card
people who only pay the minimum are a credit RISK and their credit score go down you stupid fricking moron lol
the fastest way to build your credit score is to pay all your bills on time every single month in full
t. dad was an accountant and I have a 801 credit score with a $25,000 unsecured line of credit which puts me in the 97th percentile for credit
This is just not true and no amount of sperging on Cinemaphile will change it
It's true butthole. I have an 841 credit score just from paying the balance on my cards every month since I turned 18.
post a screenshot of your latest equifax or transunion report, dumb fricking neet
I dont use credit. I will never be a part of your israeli ponzi scheme
imagine being a low IQ minority that didn't have a father to teach him crucial life skills lol
Good goy. My IQ is higher than yours btw, without question. If you are even 1 SD below me I'd be shocked
only the absolute dumbest people think of themselves as smart, classic dunning-kruger mount stupid anon
lol
lmao
>moron thinks he knows what smart people do cause they act like smart people on TV
My IQ is 143 and no amount of coping from you will change that fact
mine's 181
imagine being a third worlder without a father in your life
lol
lmao
Sad post
>Sad
just like your entire kissless hugless virgin NEET life lol
A totally predictable post from a brainlet with "143 IQ".
I'm guessing you don't even know what an unsecured line of credit is? and I'm also guessing you've never kissed a girl? LMFAO
I do and I have. You are israelitebrained.
nah you're definitely the product of a single mother lmao
If you ALWAYS doi it, how would you know what would happen if you didn't? Try not doing it once, for science.
THAT'S SO WRONG I HAD TO TURN ON CAPSLOCK TO LAUGH AT HOW FRICKING DUMB YOU ARE LMFAO
Imagine actually believing this bullshit. That is something credit card companies tell their staff to tell customers, I didn't think the staff actually believed it.
The reason they tell people that is because it makes the company more money. You only need an unbroken payment history of 12 months, how you do it is irrelevant. If you have more than 25% utilisation of your available balances it actually harms your rating.
What you want is a high credit to debt ratio. Brainlet.
this isn't true at all. i've never directly given a credit card company a single cent (only indirectly through merchant fees) and my credit score is over 800. literally never carried a balance in my entire life
>If you pay off the bill completely it actually harms your credit score because they only want you making the minimum payment necessary.
Absolutely wrong and not the reason card companies want you to pay the minimum balance every month. I pay my balance every month and have pristine credit. The only things that affect your score (with credit cards) are the total balance vs. percentage of available credit, and whether you make your payments on time.
my wife used to think this too
thank god i disabused her of it
>Anti-semitic chud is a moronic NEET who doesn't know how credit cards work
Imagine my shock.
NOOOOOO STOP BEING ANTISEMITIC NOOOOOO
moronic goy
you have no idea how credit cards work
how do people this stupid exist?
You are welcome to prove me wrong buddy
I would tell you to get a credit card and check the statement every month but I know that you would never get approved for one.
My bank is begging me to get a credit card but I refuse to join the israelite system. Anytime I have needed one I use a family members and pay them back. Win win cause I have money and they make payments more regularly due to my help and I stay away from israeli games
Unless you have low self control, there are only upshots to using a credit card over a debit card. Marginal rewards but more importantly: much better fraud protection.
I think it's fair to describe a reduction in increase as 'harm'. Switching capital from an investment earning 7% to one earning 3% harms your portfolio (ignoring risk, diversification reasons, etc.)
Read the Terms and Conditions of any major credit card, moron. I'm not going to spoonfeed you.
how old are you lol
Financial moron who can't pay bills on time detected
homosexuals like this are why i have a 500 credit rating
No, you have a 500 credit rating because you're shit at handing your finances.
>pay the same whether cash or credit
>this is somehow a discount
What? Credit Black folk are moronic. The pbly reason cashback can ever exist in the first place is because you aren't getting a discount.
>If you mean adults use debit cards then you are moronic.
A charge card is not a debit/credit card. I meant what I typed. Charge cards are for people that have money; debit/credit cards are for people that need money.
Does charge card mean a bank card connected to a checking account, because that is what we call a debit card?
No, a charge card just means you have to pay the balance off in full every month.
a charge card is bascially a credit card where you cannot carry a balance, you HAVE to pay it in full every month. Other than that it is no different from a credit card except many of them have less rewards and higher fees. In fact there are very few banks that even issue them anymore.
That is a credit card where you tick the box to clear it by direct debit every month.
you zoomers are so fricking moronic holy shit
a) they copied the numbers to a paper slip with a special machine anyways
b) white people aren't criminals and this was before Black folk and hispanics were allowed into fine dining establishments
kino code
completely unmaintainable, guaranteed to keep your job for years
seeing emojis in code makes me irrationally angry
nonsense. your anger is totally rational
What am i looking at
Uh... we still do this. Fancier establishments don't want you going up to the counter as that ruins the experience and makes a line.
Goes something like this
>date night
>get there early, get a table
>date shows up later
>we eat
>check comes with receipt in a black folder so person can look it over, but its not in full view of girl you're trying to impress
>whoever pays sends their card away with a tip written on the receipt
If there's trouble down the line, than we can just have the bank chargeback that shit.
Yes this stupid system is clearly superior than the waiter simply bringing the handheld machine over to me which i check has the right amount and tap my card upon.
Im sure yoh love calling the bank twice a week to report minor fraud and the looming thread of identity theft every time you eat out
Holy frick Americans really are moronic.
SHUT UP YOU THINK YOUR COUNTRY HAS IT ALL FIGURED OUT? WELL FRICK YOU!
This has happened at every restaurant I have ever been to
this
bump
in Yuro c**ts, the waiter will bring the machine right to your table so you can see what's going on.
But again, I never been to a fancy restaurant. They might consider it tacky to bring a machine to the table there.
In fancier restaurants they will do whatever you ask. I often ask for the bill right when I order because I don't like waiting afterwards, then the waiter comes with the machine and I pay the bill while eating. Then just get up and leave when finished.
I worked as a waiter for four years in college and I can't imagine anybody trying to get away with this shit, although I'm sure some dumb frick has tried it down the line. Yes, you take the card back to the kiosk and you had to enter the tip in manually, but those all got turned into the manager at the end of the day where he'd balance your receipts and tips. The waiters would wait in a line and you'd stay in his office for five minutes or so while he did his thing so any discrepancies were called out on the spot. I once had a guy tip me $100 on a $32 receipt and the system wouldn't even let me put it in, it required a manager override.
The only thing you could maybe get away with was underreporting cash tips, because if you made less than a certain amount they were required to pay you minimum wage (whereas it was something like $2.15 per hour at the time for waiters). I never did that because it was somewhat of an internal dick waving competition amongst the waiters to see who could score the highest tips and it was almost impossible to make that little unless you royally fricked up every single table. In fact there were a few tables that I know I fricked up anyway if we were really busy, and they usually tipped me 15% anyway. I even spilled a drink on a lady once and they still tipped the standard.
why cant they just take down the info? my card has all the info necessary to make fraudulent purchases on it im pretty sure
You could I suppose, but you'd have to be insanely dumb to try and this was one of the better gigs you could land for an unskilled worker trying to make it through college. I've had my card skimmed once in an unrelated setting, and one call to Amazon got me the dumb frick's address which I forwarded to the police. It would be very hard to get away with it, and I can't imagine you'd get away with it more than once before someone caught on and shut the card off and began tracking you. The risk/reward just isn't worth it, and the nicer places won't consider hiring you if you're not presentable and incapable of interacting with customers. To a certain extent I would say that those types of places don't attract or hire the sort who would consider something like that in the first place.
Because getting fired/going to jail for fraud isn't appealing
People would give me their credit cards when I was a radio shack wagie before finishing college, I could have EASILY copied their info down on a notepad pretending like I was just filling out a form
But I didn't because I'm not a high time preference moron who thought maybe getting away with a few hundred in credit card fraud was worth risking going to jail on the verge of escaping the wage cage
>I even spilled a drink on a lady once and they still tipped the standard.
American slave mentality runs deep
Yeah that was 11 years ago now and I still feel bad about it. It was a big pitcher of tea and 100% ruined the sun dress she was wearing. I always felt guilty getting good tips on tables where I didn't do my best. I only got shafted on tips maybe two or three times total over 4 years and those were always tables that I busted my ass on. Makes no fricking sense.
were you making an effort and just made a mistake, were you genuinely apologetic at the time?
Yeah it was definitely a mistake and I must've been visibly mortified. That table got my priority for the rest of the day so I guess I made up for it. Still the biggest mistake I ever made waiting tables, and I know I would've been pissed if it happened to me.
Damn I know it's a taboo but I would just refuse to take a tip from that woman period.
i eat out constantly and have never had my card skimmed. theres probably a reason why this doesnt happen all the time but im not sure what
You don't get skimmed because you never eat at Vesuvio.
Do you tip? If yes, you got skimmed
You have a nice job, get paid and tipped well, better than working at some Black person joint. Skim off the top and you get morbed and your legacy is snuff porn, simple as
I don't get this scene, do they all pay their own meal?
How would the waiter know?
you realize you just admitted you don't know how to divide?
We just don't just credit cards over here much. So the waiter would just split it equally on each card or what?
either that or they got separate checks and only paid for what they ordered. first option is more likely for richgays though
Are you moronic?
Why doesnt the waiter bring a portable card scanner or just pay at the front after you are done?
I will not give anyone my credit card.
itt: poorgays out themselves
>americans loves get into a debt
>and they do it willingly and will defend it to death
it is really crazy, they think that by some kind of magic, going into a debt and paying it off at the end of the month makes some of their money magically return
Are you a literal child or a NEET?
>Euros are screwing each other so often that they don't even trust the waiter to run their card
What, are you afraid they'll hand it off to the Somali selling fake watches out back?
You'd think that as an american you'd be so aware of israeli tricks that you would never let your card be taken out of sight.
>obvious joke thread where someone claims that americans do some completely inane thing
>americans come to thread to defend it or claim that it only happens in 15 states
Americans are the women of the internet
to be perfectly fair, disputing charges negatively impacts your credit score
I'm american and I've wondered about the "waiter comes back and cuts the card in front of you when it is invalid" cliche. How often does that actually happen? Then again I've never even had a credit card I still just use my bank debit card.
yeah right shit skin
that only happened while paper processing was being phased out for digital. now that paper is mostly gone, cards can be instantly declined, and there's no need for destruction.
NON STOP ASS RAPE
lel, thin skinned mutts
GET SHOT
wtf is wrong with americans!
>Does this really happen?
Yes, at least in the US
>What if they took a picture of it?
Been going to restaurants for 20 years and I've never had any fraudulent charges on any credit card. There are cases where it's happened but it's not like this is the only way to get someone's card info.
>What if they tipped themselves 100%?
You write how much you tipped on your copy of the bill and review the charge on the card. Rarely there is a discrepancy but it's normally just a call to the restaurant to fix it.
Not sure what you mean. Are you supposed to follow them to the kiosks and watch them swipe your card?
>swipe your card
Oh my... Do Americans really?
No, it's just a term that's stuck around as a general term despite no longer being literally descriptive, much like "cut the light on".
Americans, explain yourselves at once.
>What if they tipped themselves 100%?
I leave the tip open and let the waiter decide. after all they are the ones doing the work, they should decide for themselves what's a fair wage.
please
touch grass anon
please
Yes, this happens, and that's why you keep your fricking receipt until your credit card bill comes and NEVER USE DEBIT.
Some places now have a stupid card reader at every table with a screen that plays you fricking ads while you're eating. I flip them down because I came to eat and talk with my family, not watch a commercial for Plants vs Zombies. Places that don't have these, they walk away with your card.
I've noticed that trend too and I walk out of those places. A lot of places use those for you to place your own orders, too. If I go to a sit down restaurant then I assume taking my order and presenting a bill is part of the waiting services. If I wanted to place an electronic order I would just order online. I refuse to tip anywhere where the work is being passed on to me.
I knew a guy (not me) who always steals stuff at stores with self-checkouts. His reasoning is that if he has to do the work they should be paying a cashier to do, they can pay him in merchandise to do it. I pointed out that they have cameras, likely with facial recognition software. He said THAT is the one and only reason he wears covid mask into stores. Theoretically, in minecraft.
Your "friend" sounds like a Black person
His totally is.
Do Amercians really keep their shoes on in a fancy restaurant? Fricking disgusting pigs.
Made me lol
>Does this really happen? What if they took a picture of it? What if they tipped themselves 100%?
My cousin worked at a convenience store and used a card some guy left behind, he was fired by the end of the week because it's easy to notice when fraudulent charges go to your card
I used to be a software developer for a payment processing company, and we would ALWAYS flag a card as stolen as long as they buy two full tanks of gas and a pair of sneakers
>I used to be a software developer for a payment processing company, and we would ALWAYS flag a card as stolen as long as they buy two full tanks of gas and a pair of sneakers
Is this a Black thing?
is everyone on Cinemaphile raised by a single mother? How have you fricks not learned about credit cards?
I leave mine on the bar when I go for a piss.
Bigtittyposter isn't posting fast enough.
>all the screeching about DA JOOOS itt
jesus christ calm down. Every single rich person you know utilizes debt in some way. There is a time value to money, that is a fact. Your precious cash is itself debt in one way. There's no way out of the system. You can play along and be responsible with it and profit or you can poop and pee your pants and cry about the israelites and shove money under your mattress. If you want any chance in hell to have a house one day you need to learn how to use credit. your call goyim
I'm giving my dad the down payment for my house and it will run through him with me making the payments. I will never join your israelite ponzi scheme and no amount of browbeating will make me
>my daddy does it for me.
pathetic, but typical for /misc/cels
What exactly is wrong with putting up all the capital but not doing it through your name cause you don't want to join the credit ponzi scheme? He's not paying a dime
because one, cosigning with kids NEVER works out. as much of a good boy as you think you are, you will frick up his credit, especially if your a paranoid schizo who thinks credit is a "israeli ponzi scheme". I wish I knew you personally so I could talk your dad out of this. secondly it's just fricking pathetic, you're a grownup handle your own business.
No I won't lol. I have the money for the down-payment. And I make enough money a month to pay for the monthly estimate 3 times over.
>handle your own business
I am. I am putting up all the money. I am finding the property. The only thing I'm not doing is joining your israeli ponzi scheme
so how come it's ok for your father to join the ponzi scheme but not you?
It's not. He has often bemoaned the situation but he joined it 2 decades before I was even alive and is now in it. What a moronic post
imagine being a cuck and having your property in someone else's name
then he dies and the estate splits it up even though you paid for it
LMFAO
>what is a will
😐
>a will
good luck arguing with the israeli lawyers on your own
There is nothing to argue you dumb frick. The property will be included in his will. I will get the property and any debt still attached to the property. I'm fairly certain a lawyer (the father in question) of 40 years can handle creating a will. Not joining your israeli ponzi scheme.
>he doesn't know about estate and inheritance taxes
you're going to play along with the israelites one way or another and you're just going to end up paying them more in taxes because of your moronic paranoia. truly you are the best goy
There is no estate or inheritance tax in Canada. I live in a white nation, not a israeli golem zoo (america)
Correct it might take a month while the funeral is being done will is processed etc. But I will still be able to live in the property the entire time and will face no real stresses outside of the normal stress that comes along with the death of a parent
>There is no estate or inheritance tax in Canada.
L M F A O
holy frick the fact you're a NEET from a single mother shows more and more
??? There is no estate or inheritance tax in Canada. A simple Google search will help you not look like a moron
Yes the average time here is 1-2 months. I am literally connected directly to the legal system why do you homosexuals argue shit you don't know
>There is no estate or inheritance tax in Canada
you, the beneficiary, don't pay the tax because the estate already paid the tax moron, you're literally losing money if your dad dies with the house in his name lol
you've clearly never dealt with estates or death, probably because you're a sheltered NEET who needs daddy to make his doctor appointments and apply for bank loans lol
stop arguing about things you don't know anything about lol
dumb fricking NEET lol
Wrong. There is no inheritance or estate tax in canada. Typing a paragraph about how wrong you are, doesn't make you correct. You pay taxes you would for your income that year. That is the closest thing to an estate or inheritance tax. Nothing is taken from actual assets though. Just what they would normally pay in income tax. I don't know why you think you know more than a man who has practiced law for longer than you've been alive. We have talked about how it will happen and what needs to be done
>Wrong. There is no inheritance or estate tax in canada
I just told you, the beneficiary doesn't pay the tax because the estate was already taxed
here's the estate administration tax of Ontario where you can do the calculations yourself:
https://www.ontario.ca/page/estate-administration-tax
every province has their own variation of this, along with a federal administration tax as well
you're dumb as frick and a sheltered NEET who needs to grow up and cut the cord from mommy and daddy already
you are irrevocably BTFO
Rapidly scrambling on Google for things you have no knowledge of is moronic. There is NO estate or inheritance tax in Canada
>if there's no estate to disperse you don't need an estate certificate
too bad you have a house in your dad's name? lol
dumb fricking NEET lol
That is not what is being said here LOL. Here is the "estate tax" in my province. Uh oh! Up to 500 bucks!
https://www.mergenlaw.com/probate-alberta/estate-tax-alberta-probate-tax
Sad hours anon
>the government doesn't tax your estate
>but here's proof the government taxes your estate
LMFAO thanks for conceding defeat moron
I win 🙂
This isn't your estate being taxed moron. This is a fee for the professionals involved with the legal side of executing the will. In fact this fee cannot come oit of the estate because that money is tied up until the proceedings are finished.
>is blatantly incorrect
>tries to use that to prove he's correct
>Yes the average time here is 1-2 months
yeah for the court to grant probate
then 18 months for the CRA to grant a clearance certificate with the current covid backlog so you can disperse the assets
No. The average process in my province takes at max 3 months to be done. Why are you arguing with someone who has literally dealt with this shit before. Are you even Canadian or are you just scrambling on Google so you can hope to keep up with a conversation you are out of your depth in
you can't disperse assets without a CRA clearance certificate moron lol
jesus christ just stop responding you can't win when you're a poorly equipped socially stunted NEET with no life skills lol
Yes and.... thay process takes longer in say Toronto, than it does in say Vegreville. In my area the process is over between 1-3 months.
>the CRA, a federal organization, will work faster if you're from a small town no one's ever heard of
do you even know what the CRA is? lol
btw you can check the clearance certificate times here: https://www.canada.ca/en/revenue-agency/corporate/contact-information/check-cra-processing-times.html
dumb fricking NEET lol
... yes? There are mutliple provincial branches that deal with these things throughout each province. All capable of doing every step of the process involved.
😐
>probate court
>maybe a month
kek
>I will never participate in the israeli run banking system
>but I will participate in the israeli run courts and lawyer system
LOL HYPOCRITE MUCH??????????????????????????????????????????????????????????????????????????????????
You are incredibly stupid anon
not an argument hypocrite, you got B T F O lol
No you just displayed you have a poor understanding of things and offered up nothing to argue against.
you have no idea how probate court works because you're a sheltered NEET incel who is larping about having a father when clearly you're the product of a single mother lol
I will go take a picture of his law degree later today for you. I am 143 IQ white Canadian with a very intelligent and successful father.
Even so, it takes months or even over a year to work through probate depending on where you live. You're setting yourself up for a lot of unnecessary complications in the future, and that's if everything goes right. I've had to go through this shit twice in the last five years, and even "everything goes to anon" in clear black ink turns into a mess of attorneys and paperwork.
Just kill your siblings and all other possible heirs, anon
You’re in debt to your dad, he’s just not a israelite fricking you in the ass for it.
>Every single rich person you know utilizes debt in some way.
In fact, rich people have more debt than the poors. If you can secure a line of credit for 2% interest, you're moronic not to take that money.
Your pic is severely lacking in the big titty department.
Does /misc/ really believe that israelites don't use credit?
What if they take a pic of my card and order tons of gay porn in my name, to my address?
if somebody steals your credit card you get to cancel a bunch of purchases and include some things you actually bought as a bonus
you sound like an r9k monkey too stupid to change anything about his life so you blame the system like the self-loathing pathetic loser you are lol
good goy keep defending the credit score system
I have had credit cards for nearly a decade and have paid $0 in interest.
The things 3rd worlders find to get angry at americans for are just getting more and more ridiculous
yeah, it wasn't uncommon. In current year and 1st world countries however, restaurants have mobile card terminals they bring to the table when you ask to pay.
I delivered pizza back in the day and sometimes customers would flat out refuse to give the card number over the phone. More than one person would tell us just to swipe their card in person. I would have to say, "sir, it's 1995. We also accept cash". We accepted checks too, but those were a bigger pain so I didn't like to offer it as an option.
I charge hookers to my parents' credit card all the time and they just think it's fraud and cancel the transactions.
You will one day be murdered by a pimp.
Based. I do this to strip clubs all the time
>mfw Americans have to "venmo" each other because you can't just give each other your bank details and send it instantly and free through your banking app to theirs
mutts don't even have contactless payment
They don't even have full chip and pin, they have to sign a printed slip of paper and hand it back to the cashier when they pay with their card
also all their business transactions are done with cheques instead of electronic bank clearance payments
I don't know how this is possible when they are world leaders in both finance and technology
I really don't give two shits about this argument other than to say I hope big tiddy poster keeps responding.
It's implied that you will get robbed if you are a bad tipper 4
You call the card company and have them prosecuted for fraud
>yuros like being interrupted by the waiter to charge their card
just gimme the check and come back later for it moron
fraud is a non-issue as pointed out several times already
fraud is an issue in europe because all their countries are a half-hour drive away from countries that will tell their country's law enforcement to go frick themselves.
I only got ripped off once by a cashier turning a $2 tip into a $20 tip. Credit card company fixed it immediately just through my banking app, no questions asked, didn't even want the receipt.
For extra spice, I called the place and told them their employees are skimming tips from credit cards.
you think the credit card company didn't call them?
where is this bigtittyposter when we need him someone argue with him STAT
he has a humiliation fetish and came when he finally and conclusively lost the argument after making a fool of himself for an hour.
why would a high end restaurant do that
they don't just pull some random highschoolers to be the waiter there
America barely even has tap at most places. blows my mind going there
because tap water is disgusting in most places
not talking about water, see americans don't even know what tap is wtf
Clean drinking water is government overreach.
the issue is the government's definition of "clean" is "pool water."
it used to happen, yes. The waiters would just leave the bill, and you'd write your tip on it and leave.
Do you guys legitimately not leave the house?
No because I care about grandma you fricking bigot piece of shit. Don't you care about the environment and those poor grocery store delivery drivers?
As a third worlder who studied in the US and has traveled to multiple European and Asian countries I can 100% guarantee you that anything negative anyone says about the US they're just projecting their own insecurities and envy.
Why yes, I only pay with card so I dont have to leave a tip, how could you tell?
My zoomer brother sent me a tik tok video about this earlier today
Don't you get a frickin receipt by the waiter when you pay with a credit card ?What is this dumb shit?
Now I understand...
Why would they call them you frickin moron
>Why would they call them
... because they investigate fraud claims?
In 30 years of being alive I have never had or witnessed this happen in any restaurant and they pretty much all take the card and come back around here. They simply do their job and give you your card back. Try not to live in shitholes.
if they overbill you then you can dispute the charge as you have the receipt
do zoomers know what credit card protection is
That's why I only pay in cash
I remember being in my "frick the banks bro credit scores a scam" phase too and then I started making money and realizing that having a high score makes life way easier and it's really fricking simple to maintain. just don't be an N and pay things on time.
Dude this is Cinemaphile. You can say Black person, it's okay
yeah we do that at most restaurants in the US, what's wrong with it
I did this once and I ended up in a gay sex den with penises pistoning in and out of my rectum and throat.
you're better o2p8xwff just using cash.